Updated November 11, 2026
Equipment financing activity in Upperville, VA
Upperville has 29 active UCC filings for equipment across 14 businesses, about 2.1 per business, so repeat borrowers are common. 2 new filings were recorded in the last 12 months, down 50% on the year before. 16 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 55% of the book. Snap-on Credit dominates with 38% of active filings. Agriculture is the largest equipment type, at 17%. Captive finance arms of the manufacturers write 67% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-50% on the year before
New equipment filings by month
Upperville, VA, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 0 |
| 2025-03 | 0 |
| 2025-04 | 1 |
| 2025-05 | 0 |
| 2025-06 | 1 |
| 2025-07 | 1 |
| 2025-08 | 0 |
| 2025-09 | 0 |
| 2025-10 | 0 |
| 2025-11 | 1 |
| 2025-12 | 1 |
| 2026-01 | 0 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 1 |
| 2026-05 | 0 |
| 2026-06 | 0 |
| 2026-07 | 0 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Snap-on Credit9 · 37.5%Captive finance
- Kubota Credit2 · 8.3%Captive finance
- CNH Industrial Capital2 · 8.3%Captive finance
- Bank
- John Deere Financial2 · 8.3%Captive finance
- Stearns Bank Equipment Finance2 · 8.3%Bank
- Bank Midwest1 · 4.2%Bank
- Caterpillar Financial1 · 4.2%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated22 · 75.9%
- Agriculture5 · 17.2%
- Construction2 · 6.9%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
74 | COD Upperville | Equipment 42 mo old · peak window+35Active, no continuation+10 | Stearns Bank Equipment Finance Bank | Apr 2023 |
74 | COD Upperville | Equipment 43 mo old · peak window+35Active, no continuation+10 | Stearns Bank Equipment Finance Bank | Mar 2023 |
63 | UPP Upperville | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | Snap-on Credit Captive finance | Dec 2022 |
61 | UPP Upperville | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | Snap-on Credit Captive finance | Jan 2023 |
59 | WES Upperville | Equipment 42 mo old · peak window+35Active, no continuation+10 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Apr 2023 |
59 | UPP Upperville | Equipment 43 mo old · peak window+35Active, no continuation+10 | Snap-on Credit Captive finance | Apr 2023 |
57 | VIX Upperville | Agriculture 34 mo old · early+29Near the 36-month mark+4 | Kubota Credit Captive finance | Dec 2023 |
57 | GRE Upperville | Construction 34 mo old · early+29Near the 36-month mark+4 | Caterpillar Financial Captive finance | Dec 2023 |
Nearby cities
- Manassas2,914
- Sterling2,248
- Chantilly1,668
- Herndon1,544
- Leesburg1,412
- Ashburn1,366
- Reston1,288
- Warrenton818
- Gainesville570
- Centreville501
- Purcellville431
- Haymarket410
Questions
How many equipment loans are active in Upperville, VA?
How many equipment loans in Upperville, VA end in the next six months?
Which lenders finance the most equipment in Upperville, VA?
What equipment is financed most in Upperville, VA?
Is Upperville, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.