Updated November 11, 2026
Equipment financing activity in Herndon, VA
Herndon has 1,544 active UCC filings for equipment across 793 businesses, about 1.9 per business, so repeat borrowers are common. 312 new filings were recorded in the last 12 months, up 13% on the year before. 372 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. The market is spread out: DLL leads with 8%, followed by Bank Financial, National Association at 7%. Banks and credit unions hold 59%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+13% on the year before
New equipment filings by month
Herndon, VA, last 24 months. The current month is still coming in.
| 2024-12 | 28 |
|---|---|
| 2025-01 | 34 |
| 2025-02 | 22 |
| 2025-03 | 28 |
| 2025-04 | 19 |
| 2025-05 | 20 |
| 2025-06 | 24 |
| 2025-07 | 29 |
| 2025-08 | 23 |
| 2025-09 | 22 |
| 2025-10 | 20 |
| 2025-11 | 14 |
| 2025-12 | 50 |
| 2026-01 | 20 |
| 2026-02 | 24 |
| 2026-03 | 29 |
| 2026-04 | 30 |
| 2026-05 | 27 |
| 2026-06 | 38 |
| 2026-07 | 16 |
| 2026-08 | 18 |
| 2026-09 | 20 |
| 2026-10 | 27 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- DLL72 · 8.0%Independent
- Bank Financial, National Association62 · 6.9%Bank
- JPMorgan Chase Bank, NA45 · 5.0%Bank
- MASSMUTUAL ASSET FINANCE LLC41 · 4.5%Independent
- PNC Bank, National Association37 · 4.1%Bank
- Wells Fargo Equipment Finance, Inc.31 · 3.4%Bank
- PEAC US Capital, Inc.27 · 3.0%Independent
- Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated1,435 · 92.9%
- Blanket liens54 · 3.5%
- IT & office22 · 1.4%
- Construction10 · 0.6%
- Manufacturing7 · 0.5%
- Vehicles7 · 0.5%
- Trucks & trailers4 · 0.3%
- Agriculture3 · 0.2%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | Bea Herndon | Manufacturing 36 mo old · peak window+35Near the 36-month mark+10 | Toyota Industries Commercial Finance Captive finance | Oct 2023 |
88 | Bea Herndon | Manufacturing 35 mo old · early+32Near the 36-month mark+7 | Toyota Industries Commercial Finance Captive finance | Nov 2023 |
86 | Bea Herndon | Manufacturing 39 mo old · peak window+35Near the 36-month mark+2 | Toyota Industries Commercial Finance Captive finance | Jul 2023 |
86 | Bea Herndon | Manufacturing 39 mo old · peak window+35Near the 36-month mark+2 | Toyota Industries Commercial Finance Captive finance | Jul 2023 |
86 | Bea Herndon | Manufacturing 39 mo old · peak window+35Near the 36-month mark+2 | Toyota Industries Commercial Finance Captive finance | Jul 2023 |
84 | CHA Herndon | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | C T Corporation System, as representative Other | Nov 2023 |
84 | CHA Herndon | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | US BUSINESS SERVICES Other | Oct 2023 |
84 | T2 Herndon | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Oct 2022 |
Nearby cities
- Manassas2,914
- Sterling2,248
- Chantilly1,668
- Leesburg1,412
- Ashburn1,366
- Reston1,288
- Warrenton818
- Gainesville570
- Centreville501
- Purcellville431
- Haymarket410
- Aldie388
Top lenders in Herndon
- DLL72
- Bank Financial, National Association62
- JPMorgan Chase Bank, NA45
- MASSMUTUAL ASSET FINANCE LLC41
- PNC Bank, National Association37
- Wells Fargo Equipment Finance, Inc.31
- PEAC US Capital, Inc.27
- THE CENTRAL TRUST BANK DBA CENTRAL BANK OF ST LOUIS18
- M&T Bank17
- Wilmington Savings Fund Society, FSB13
Questions
How many equipment loans are active in Herndon, VA?
How many equipment loans in Herndon, VA end in the next six months?
Which lenders finance the most equipment in Herndon, VA?
What equipment is financed most in Herndon, VA?
Is Herndon, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.