Updated November 12, 2026
Equipment financing activity in Gainesville, VA
Gainesville has 570 active UCC filings for equipment across 376 businesses, about 1.5 per business, so repeat borrowers are common. 130 new filings were recorded in the last 12 months, up 30% on the year before. 131 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 23% of the book. The market is spread out: Caterpillar Financial leads with 5%, followed by Bank of America, N.A., as Collateral Agent at 4%. Banks and credit unions hold 59%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+30% on the year before
New equipment filings by month
Gainesville, VA, last 24 months. The current month is still coming in.
| 2024-12 | 10 |
|---|---|
| 2025-01 | 8 |
| 2025-02 | 10 |
| 2025-03 | 4 |
| 2025-04 | 13 |
| 2025-05 | 9 |
| 2025-06 | 3 |
| 2025-07 | 5 |
| 2025-08 | 6 |
| 2025-09 | 9 |
| 2025-10 | 9 |
| 2025-11 | 11 |
| 2025-12 | 24 |
| 2026-01 | 7 |
| 2026-02 | 10 |
| 2026-03 | 11 |
| 2026-04 | 13 |
| 2026-05 | 9 |
| 2026-06 | 4 |
| 2026-07 | 12 |
| 2026-08 | 11 |
| 2026-09 | 9 |
| 2026-10 | 13 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial17 · 5.4%Captive finance
- Bank
- DLL11 · 3.5%Independent
- PNC Bank, National Association10 · 3.2%Bank
- M&T Bank9 · 2.9%Bank
- Oak View National Bank9 · 2.9%Bank
- HUNTINGTON NATIONAL BANK8 · 2.6%Bank
- Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated500 · 87.7%
- Construction31 · 5.4%
- Blanket liens20 · 3.5%
- Manufacturing8 · 1.4%
- Agriculture5 · 0.9%
- IT & office2 · 0.4%
- Medical1 · 0.2%
- Restaurant1 · 0.2%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | CHE Gainesville | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | CNH Industrial Capital Captive finance | Oct 2023 |
91 | W.C Gainesville | Manufacturing 47 mo old · peak window+35Near the 48-month mark+7 | Toyota Industries Commercial Finance Captive finance | Nov 2022 |
84 | Dec Gainesville | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | CHTD Company Other | Oct 2023 |
84 | Rus Gainesville | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | Secured Lender Solutions, LLC Other | Oct 2023 |
84 | Rus Gainesville | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | PAZ FUNDING SOURCE LLC Independent | Oct 2023 |
84 | NCS Gainesville | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | TRUIST EQUIPMENT FINANCE CORP. Bank | Oct 2022 |
79 | H3 Gainesville | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | READYCAP LENDING, LLC Independent | Oct 2023 |
79 | LAW Gainesville | Construction 48 mo old · peak window+35Near the 48-month mark+10 | Caterpillar Financial Captive finance | Nov 2022 |
Equipment types in Gainesville
Nearby cities
- Manassas2,914
- Sterling2,248
- Chantilly1,668
- Herndon1,544
- Leesburg1,412
- Ashburn1,366
- Reston1,288
- Warrenton818
- Centreville501
- Purcellville431
- Haymarket410
- Aldie388
Top lenders in Gainesville
- Caterpillar Financial17
- Bank of America, N.A., as Collateral Agent13
- DLL11
- PNC Bank, National Association10
- M&T Bank9
- Oak View National Bank9
- HUNTINGTON NATIONAL BANK8
- Wells Fargo Vendor Financial Services, LLC7
- TRUIST EQUIPMENT FINANCE CORP.7
- John Deere Financial6
Questions
How many equipment loans are active in Gainesville, VA?
How many equipment loans in Gainesville, VA end in the next six months?
Which lenders finance the most equipment in Gainesville, VA?
What equipment is financed most in Gainesville, VA?
Is Gainesville, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.