Updated November 11, 2026
Equipment financing activity in South Boston, VA
South Boston has 217 active UCC filings for equipment across 114 businesses, about 1.9 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 42. 54 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 25% of the book. The market is spread out: John Deere Financial leads with 8%, followed by First-Citizens Bank and Trust Company at 7%. Banks and credit unions hold 51%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-2% on the year before
New equipment filings by month
South Boston, VA, last 24 months. The current month is still coming in.
| 2024-12 | 4 |
|---|---|
| 2025-01 | 3 |
| 2025-02 | 1 |
| 2025-03 | 2 |
| 2025-04 | 6 |
| 2025-05 | 5 |
| 2025-06 | 4 |
| 2025-07 | 6 |
| 2025-08 | 6 |
| 2025-09 | 2 |
| 2025-10 | 1 |
| 2025-11 | 4 |
| 2025-12 | 5 |
| 2026-01 | 5 |
| 2026-02 | 2 |
| 2026-03 | 3 |
| 2026-04 | 2 |
| 2026-05 | 3 |
| 2026-06 | 5 |
| 2026-07 | 3 |
| 2026-08 | 5 |
| 2026-09 | 5 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial10 · 8.1%Captive finance
- Bank
- Benchmark Community Bank8 · 6.5%Bank
- Kubota Credit7 · 5.7%Captive finance
- Independent
- PINNACLE BANK6 · 4.9%Bank
- Caterpillar Financial5 · 4.1%Captive finance
- THE BANK OF CHARLOTTE COUNTY4 · 3.3%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated177 · 81.6%
- Construction15 · 6.9%
- Agriculture13 · 6.0%
- Blanket liens6 · 2.8%
- Manufacturing3 · 1.4%
- IT & office2 · 0.9%
- Vehicles1 · 0.5%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | J. South Boston | Construction 41 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | May 2023 |
84 | J. South Boston | Construction 41 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | May 2023 |
84 | H & South Boston | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | ARVEST BANK Bank | Nov 2022 |
79 | CAS South Boston | Agriculture 48 mo old · peak window+35Near the 48-month mark+10 | CNH Industrial Capital Captive finance | Oct 2022 |
76 | CAS South Boston | Construction 47 mo old · peak window+35Near the 48-month mark+7 | John Deere Financial Captive finance | Dec 2022 |
76 | R. South Boston | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | First-Citizens Bank & Trust Company Bank | Dec 2022 |
74 | SIX South Boston | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | FIRST CORPORATE SOLUTIONS, AS REPRESENTATIVE Other | Oct 2022 |
72 | H & South Boston | Agriculture 32 mo old · early+23Active, no continuation+10 | FARM CREDIT OF THE VIRGINIAS, ACA as agent/nominee Bank | Feb 2024 |
Nearby cities
- Lynchburg1,295
- Danville623
- Forest447
- Scottsville278
- Bedford276
- Chatham198
- Appomattox149
- Rustburg148
- Madison Heights129
- Altavista115
- Evington96
- Amherst93
Top lenders in South Boston
- John Deere Financial10
- First-Citizens Bank and Trust Company8
- Benchmark Community Bank8
- Kubota Credit7
- M&T EQUIPMENT FINANCE CORPORATION7
- PINNACLE BANK6
- Caterpillar Financial5
- THE BANK OF CHARLOTTE COUNTY4
- Snap-on Credit3
- Sheffield Financial, a division of Truist Bank3
Questions
How many equipment loans are active in South Boston, VA?
How many equipment loans in South Boston, VA end in the next six months?
Which lenders finance the most equipment in South Boston, VA?
What equipment is financed most in South Boston, VA?
Is South Boston, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.