Updated November 11, 2026
Equipment financing activity in Bedford, VA
Bedford has 276 active UCC filings for equipment across 150 businesses, about 1.8 per business, so repeat borrowers are common. 82 new filings were recorded in the last 12 months, up 41% on the year before. 59 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 21% of the book. The market is spread out: Caterpillar Financial leads with 10%, followed by CNH Industrial Capital at 7%. Banks and credit unions hold 43%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+41% on the year before
New equipment filings by month
Bedford, VA, last 24 months. The current month is still coming in.
| 2024-12 | 6 |
|---|---|
| 2025-01 | 7 |
| 2025-02 | 3 |
| 2025-03 | 3 |
| 2025-04 | 5 |
| 2025-05 | 1 |
| 2025-06 | 4 |
| 2025-07 | 2 |
| 2025-08 | 11 |
| 2025-09 | 7 |
| 2025-10 | 6 |
| 2025-11 | 7 |
| 2025-12 | 9 |
| 2026-01 | 7 |
| 2026-02 | 5 |
| 2026-03 | 9 |
| 2026-04 | 9 |
| 2026-05 | 8 |
| 2026-06 | 6 |
| 2026-07 | 8 |
| 2026-08 | 6 |
| 2026-09 | 6 |
| 2026-10 | 3 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial18 · 9.8%Captive finance
- CNH Industrial Capital13 · 7.1%Captive finance
- John Deere Financial9 · 4.9%Captive finance
- Commodity Credit Corporation8 · 4.4%Independent
- The First Bank and Trust Co.7 · 3.8%Bank
- Bank
- ATLANTIC UNION BANK6 · 3.3%Bank
- Kubota Credit5 · 2.7%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated212 · 76.8%
- Agriculture26 · 9.4%
- Construction24 · 8.7%
- Blanket liens5 · 1.8%
- Manufacturing4 · 1.4%
- Vehicles2 · 0.7%
- Medical1 · 0.4%
- Trucks & trailers1 · 0.4%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
91 | BED Bedford | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | CNH Industrial Capital Captive finance | Sep 2023 |
86 | BED Bedford | Agriculture 45 mo old · peak window+35Near the 48-month mark+2 | CNH Industrial Capital Captive finance | Jan 2023 |
79 | Nea Bedford | Construction 48 mo old · peak window+35Near the 48-month mark+10 | John Deere Financial Captive finance | Nov 2022 |
78 | HUR Bedford | Agriculture 46 mo old · peak window+35Near the 48-month mark+4 | Kubota Credit Captive finance | Jan 2023 |
76 | Ran Bedford | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Caterpillar Financial Captive finance | Sep 2023 |
76 | BIG Bedford | Equipment 39 mo old · peak window+35Near the 36-month mark+2 | Corporation Service Company, As Representative Other | Jul 2023 |
76 | BIS Bedford | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | GRAPHIC ENTERPRSES INC DBA PRINTERS SERVICE INC Other | Jan 2023 |
74 | Bed Bedford | Equipment 40 mo old · peak window+35Active, no continuation+10 | COBANK, ACB, AS ADMINISTRATIVE AGENT Bank | Jun 2023 |
Equipment types in Bedford
Nearby cities
- Lynchburg1,295
- Danville623
- Forest447
- Scottsville278
- South Boston217
- Chatham198
- Appomattox149
- Rustburg148
- Madison Heights129
- Altavista115
- Evington96
- Amherst93
Questions
How many equipment loans are active in Bedford, VA?
How many equipment loans in Bedford, VA end in the next six months?
Which lenders finance the most equipment in Bedford, VA?
What equipment is financed most in Bedford, VA?
Is Bedford, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.