Updated November 11, 2026
Equipment financing activity in Chatham, VA
Chatham has 198 active UCC filings for equipment across 82 businesses, about 2.4 per business, so repeat borrowers are common. 36 new filings were recorded in the last 12 months, down 27% on the year before. 46 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 23% of the book. The market is spread out: Commodity Credit Corporation leads with 11%, followed by First National Bank at 7%. Agriculture is the largest equipment type, at 17%.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-27% on the year before
New equipment filings by month
Chatham, VA, last 24 months. The current month is still coming in.
| 2024-12 | 5 |
|---|---|
| 2025-01 | 3 |
| 2025-02 | 1 |
| 2025-03 | 8 |
| 2025-04 | 7 |
| 2025-05 | 5 |
| 2025-06 | 1 |
| 2025-07 | 3 |
| 2025-08 | 5 |
| 2025-09 | 6 |
| 2025-10 | 3 |
| 2025-11 | 0 |
| 2025-12 | 8 |
| 2026-01 | 6 |
| 2026-02 | 3 |
| 2026-03 | 3 |
| 2026-04 | 2 |
| 2026-05 | 3 |
| 2026-06 | 0 |
| 2026-07 | 4 |
| 2026-08 | 6 |
| 2026-09 | 0 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Commodity Credit Corporation17 · 11.2%Independent
- First National Bank10 · 6.6%Bank
- Caterpillar Financial10 · 6.6%Captive finance
- John Deere Financial9 · 5.9%Captive finance
- Kubota Credit8 · 5.3%Captive finance
- DLL8 · 5.3%Independent
- Bank
- HUNTINGTON NATIONAL BANK5 · 3.3%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated145 · 73.2%
- Agriculture33 · 16.7%
- Construction16 · 8.1%
- Blanket liens2 · 1.0%
- Trucks & trailers1 · 0.5%
- Manufacturing1 · 0.5%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
91 | ADK Chatham | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | CNH Industrial Capital Captive finance | Sep 2023 |
88 | Pie Chatham | Agriculture 35 mo old · early+32Near the 36-month mark+7 | FARM CREDIT LEASING SERVICES CORPORATION Bank | Nov 2023 |
84 | ADK Chatham | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | HUNTINGTON NATIONAL BANK Bank | Oct 2022 |
79 | ADK Chatham | Equipment 49 mo old · late window+33Near the 48-month mark+7 | First National Bank Bank | Sep 2022 |
77 | H. Chatham | Agriculture 33 mo old · early+26Near the 36-month mark+2 | Colonial Farm Credit, ACA, as agent/nominee Bank | Jan 2024 |
74 | ADK Chatham | Equipment 41 mo old · peak window+35Active, no continuation+10 | HUNTINGTON NATIONAL BANK Bank | May 2023 |
74 | GUY Chatham | Equipment 43 mo old · peak window+35Active, no continuation+10 | Wells Fargo Bank, N.A. Bank | Mar 2023 |
73 | SOU Chatham | Agriculture 35 mo old · early+32Near the 36-month mark+7 | Kubota Credit Captive finance | Nov 2023 |
Equipment types in Chatham
Nearby cities
- Lynchburg1,295
- Danville623
- Forest447
- Scottsville278
- Bedford276
- South Boston217
- Appomattox149
- Rustburg148
- Madison Heights129
- Altavista115
- Evington96
- Amherst93
Top lenders in Chatham
- Commodity Credit Corporation17
- First National Bank10
- Caterpillar Financial10
- John Deere Financial9
- Kubota Credit8
- DLL8
- 1st Source Bank, Construction Equipment Division7
- HUNTINGTON NATIONAL BANK5
- First-Citizens Bank and Trust Company5
- DFS FINANCE, A DIVISION OF FIRST NATIONAL BANK OF OMAHA5
Questions
How many equipment loans are active in Chatham, VA?
How many equipment loans in Chatham, VA end in the next six months?
Which lenders finance the most equipment in Chatham, VA?
What equipment is financed most in Chatham, VA?
Is Chatham, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.