Updated November 11, 2026
Equipment financing activity in Madison Heights, VA
Madison Heights has 129 active UCC filings for equipment across 75 businesses, about 1.7 per business, so repeat borrowers are common. 43 new filings were recorded in the last 12 months, up 30% on the year before. 21 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 16% of the book. The market is spread out: Wells Fargo Vendor Financial Services, LLC leads with 9%, followed by First National Bank at 9%. Banks and credit unions hold 53%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+30% on the year before
New equipment filings by month
Madison Heights, VA, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 2 |
| 2025-02 | 3 |
| 2025-03 | 5 |
| 2025-04 | 3 |
| 2025-05 | 2 |
| 2025-06 | 2 |
| 2025-07 | 4 |
| 2025-08 | 3 |
| 2025-09 | 3 |
| 2025-10 | 3 |
| 2025-11 | 1 |
| 2025-12 | 5 |
| 2026-01 | 1 |
| 2026-02 | 3 |
| 2026-03 | 1 |
| 2026-04 | 4 |
| 2026-05 | 8 |
| 2026-06 | 4 |
| 2026-07 | 3 |
| 2026-08 | 1 |
| 2026-09 | 7 |
| 2026-10 | 6 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Bank
- First National Bank7 · 9.3%Bank
- Kubota Credit5 · 6.7%Captive finance
- PINNACLE BANK5 · 6.7%Bank
- Financial Pacific Leasing, Inc.3 · 4.0%Independent
- The First Bank and Trust Co.3 · 4.0%Bank
- Snap-on Credit2 · 2.7%Captive finance
- Blue Bridge Financial, Inc.2 · 2.7%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated104 · 80.6%
- Construction11 · 8.5%
- Agriculture6 · 4.7%
- Blanket liens4 · 3.1%
- Manufacturing2 · 1.6%
- Trucks & trailers2 · 1.6%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
81 | CSE Madison Heights | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | Wells Fargo Bank, National Association Bank | Sep 2023 |
78 | VIR Madison Heights | Construction 35 mo old · early+32Near the 36-month mark+7 | Caterpillar Financial Captive finance | Nov 2023 |
70 | S & Madison Heights | Equipment 51 mo old · late window+29Near the 48-month mark+2 | MAKINO INC. Other | Jul 2022 |
68 | LMT Madison Heights | Equipment 35 mo old · early+32Near the 36-month mark+7 | LBX Company, LLC DBA LBX Capital Independent | Nov 2023 |
64 | S & Madison Heights | Equipment 53 mo old · late window+25Active, no continuation+10 | MAKINO INC. Other | May 2022 |
63 | BOW Madison Heights | Agriculture 46 mo old · peak window+35Near the 48-month mark+4 | CNH Industrial Capital Captive finance | Dec 2022 |
61 | STI Madison Heights | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | Financial Pacific Leasing, Inc. Independent | Nov 2022 |
59 | Tri Madison Heights | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | Navitas Credit Corp. Independent | Nov 2023 |
Nearby cities
- Lynchburg1,295
- Danville623
- Forest447
- Scottsville278
- Bedford276
- South Boston217
- Chatham198
- Appomattox149
- Rustburg148
- Altavista115
- Evington96
- Amherst93
Top lenders in Madison Heights
- Wells Fargo Vendor Financial Services, LLC7
- First National Bank7
- Kubota Credit5
- PINNACLE BANK5
- Financial Pacific Leasing, Inc.3
- The First Bank and Trust Co.3
- Snap-on Credit2
- Blue Bridge Financial, Inc.2
- Caterpillar Financial2
- First-Citizens Bank and Trust Company2
Questions
How many equipment loans are active in Madison Heights, VA?
How many equipment loans in Madison Heights, VA end in the next six months?
Which lenders finance the most equipment in Madison Heights, VA?
What equipment is financed most in Madison Heights, VA?
Is Madison Heights, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.