Updated November 11, 2026
Equipment financing activity in Fincastle, VA
Fincastle has 122 active UCC filings for equipment across 61 businesses, about 2.0 per business, so repeat borrowers are common. 31 new filings were recorded in the last 12 months, up 24% on the year before. 28 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 23% of the book. Bank of Botetourt dominates with 21% of active filings. Agriculture is the largest equipment type, at 16%. Banks and credit unions hold 47%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+24% on the year before
New equipment filings by month
Fincastle, VA, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 2 |
| 2025-03 | 4 |
| 2025-04 | 2 |
| 2025-05 | 0 |
| 2025-06 | 4 |
| 2025-07 | 3 |
| 2025-08 | 1 |
| 2025-09 | 1 |
| 2025-10 | 6 |
| 2025-11 | 1 |
| 2025-12 | 4 |
| 2026-01 | 4 |
| 2026-02 | 3 |
| 2026-03 | 3 |
| 2026-04 | 4 |
| 2026-05 | 1 |
| 2026-06 | 4 |
| 2026-07 | 1 |
| 2026-08 | 1 |
| 2026-09 | 2 |
| 2026-10 | 3 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Bank of Botetourt19 · 21.1%Bank
- CNH Industrial Capital12 · 13.3%Captive finance
- Caterpillar Financial10 · 11.1%Captive finance
- John Deere Financial8 · 8.9%Captive finance
- Bank
- Bank
- DLL3 · 3.3%Independent
- Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated81 · 66.4%
- Agriculture20 · 16.4%
- Construction16 · 13.1%
- Blanket liens3 · 2.5%
- IT & office1 · 0.8%
- Vehicles1 · 0.8%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
74 | Lay Fincastle | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | PINNACLE BANK Bank | Nov 2022 |
69 | ACC Fincastle | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
69 | SUN Fincastle | Agriculture 41 mo old · peak window+35Active, no continuation+10 | CNH Industrial Capital Captive finance | Jun 2023 |
69 | T&C Fincastle | Equipment 49 mo old · late window+33Near the 48-month mark+7 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Sep 2022 |
67 | ROC Fincastle | Equipment 33 mo old · early+26Near the 36-month mark+2 | Bank of Botetourt Bank | Jan 2024 |
66 | Bry Fincastle | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | Bank of Botetourt Bank | Jan 2023 |
65 | SUN Fincastle | Agriculture 51 mo old · late window+29Near the 48-month mark+2 | CNH Industrial Capital Captive finance | Aug 2022 |
63 | ANG Fincastle | Agriculture 38 mo old · peak window+35Near the 36-month mark+4 | CNH Industrial Capital Captive finance | Aug 2023 |
Nearby cities
- Roanoke2,352
- Christiansburg509
- Blacksburg430
- Floyd174
- Dublin166
- Daleville84
- Boones Mill81
- Bassett79
- Buchanan74
- Collinsville65
- Glade Hill53
- Goodview49
Top lenders in Fincastle
- Bank of Botetourt19
- CNH Industrial Capital12
- Caterpillar Financial10
- John Deere Financial8
- Freedom First Federal Credit Union5
- Wells Fargo Vendor Financial Services, LLC4
- DLL3
- First-Citizens Bank and Trust Company3
- Financial Pacific Leasing, Inc.2
- Commodity Credit Corporation2
Questions
How many equipment loans are active in Fincastle, VA?
How many equipment loans in Fincastle, VA end in the next six months?
Which lenders finance the most equipment in Fincastle, VA?
What equipment is financed most in Fincastle, VA?
Is Fincastle, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.