Updated November 11, 2026
Equipment financing activity in Christiansburg, VA
Christiansburg has 509 active UCC filings for equipment across 304 businesses, about 1.7 per business, so repeat borrowers are common. 137 new filings were recorded in the last 12 months, up 22% on the year before. 108 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 21% of the book. The market is spread out: FIRST COMMUNITY BANK leads with 15%, followed by Caterpillar Financial at 10%. Construction is the largest equipment type, at 13%. Banks and credit unions hold 64%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+22% on the year before
New equipment filings by month
Christiansburg, VA, last 24 months. The current month is still coming in.
| 2024-12 | 8 |
|---|---|
| 2025-01 | 11 |
| 2025-02 | 7 |
| 2025-03 | 4 |
| 2025-04 | 12 |
| 2025-05 | 5 |
| 2025-06 | 9 |
| 2025-07 | 15 |
| 2025-08 | 8 |
| 2025-09 | 18 |
| 2025-10 | 8 |
| 2025-11 | 9 |
| 2025-12 | 17 |
| 2026-01 | 9 |
| 2026-02 | 11 |
| 2026-03 | 15 |
| 2026-04 | 13 |
| 2026-05 | 10 |
| 2026-06 | 6 |
| 2026-07 | 13 |
| 2026-08 | 10 |
| 2026-09 | 9 |
| 2026-10 | 18 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- FIRST COMMUNITY BANK55 · 15.5%Bank
- Caterpillar Financial37 · 10.4%Captive finance
- The First Bank and Trust Co.30 · 8.5%Bank
- SKYLINE NATIONAL BANK28 · 7.9%Bank
- Kubota Credit25 · 7.0%Captive finance
- John Deere Financial13 · 3.7%Captive finance
- Freedom First Federal Credit Union10 · 2.8%Bank
- U.S. Bank National Association6 · 1.7%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated390 · 76.6%
- Construction65 · 12.8%
- Agriculture36 · 7.1%
- Blanket liens11 · 2.2%
- Vehicles5 · 1.0%
- IT & office2 · 0.4%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | SHA Christiansburg | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Nov 2023 |
88 | SHA Christiansburg | Construction 46 mo old · peak window+35Near the 48-month mark+4 | Caterpillar Financial Captive finance | Dec 2022 |
88 | SHA Christiansburg | Construction 46 mo old · peak window+35Near the 48-month mark+4 | Caterpillar Financial Captive finance | Dec 2022 |
88 | Pav Christiansburg | Construction 46 mo old · peak window+35Near the 48-month mark+4 | Caterpillar Financial Captive finance | Dec 2022 |
84 | VAL Christiansburg | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | SKYLINE NATIONAL BANK Bank | Oct 2022 |
82 | SHA Christiansburg | Construction 34 mo old · early+29Near the 36-month mark+4 | Caterpillar Financial Captive finance | Dec 2023 |
79 | SIT Christiansburg | Construction 40 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | Jun 2023 |
78 | Com Christiansburg | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | GreatAmerica Financial Services Corporation Independent | Aug 2023 |
Equipment types in Christiansburg
Nearby cities
- Roanoke2,352
- Blacksburg430
- Floyd174
- Dublin166
- Fincastle122
- Daleville84
- Boones Mill81
- Bassett79
- Buchanan74
- Collinsville65
- Glade Hill53
- Goodview49
Top lenders in Christiansburg
- FIRST COMMUNITY BANK55
- Caterpillar Financial37
- The First Bank and Trust Co.30
- SKYLINE NATIONAL BANK28
- Kubota Credit25
- John Deere Financial13
- Freedom First Federal Credit Union10
- U.S. Bank National Association6
- American National Bank and Trust Company6
- Wells Fargo Vendor Financial Services, LLC5
Questions
How many equipment loans are active in Christiansburg, VA?
How many equipment loans in Christiansburg, VA end in the next six months?
Which lenders finance the most equipment in Christiansburg, VA?
What equipment is financed most in Christiansburg, VA?
Is Christiansburg, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.