Updated November 11, 2026
Equipment financing activity in Floyd, VA
Floyd has 174 active UCC filings for equipment across 92 businesses, about 1.9 per business, so repeat borrowers are common. 49 new filings were recorded in the last 12 months, up 96% on the year before. 52 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 30% of the book. The market is spread out: Caterpillar Financial leads with 16%, followed by Kubota Credit at 9%. Agriculture is the largest equipment type, at 18%. Banks and credit unions hold 43%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+96% on the year before
New equipment filings by month
Floyd, VA, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 4 |
| 2025-02 | 0 |
| 2025-03 | 1 |
| 2025-04 | 3 |
| 2025-05 | 3 |
| 2025-06 | 1 |
| 2025-07 | 3 |
| 2025-08 | 5 |
| 2025-09 | 2 |
| 2025-10 | 0 |
| 2025-11 | 2 |
| 2025-12 | 8 |
| 2026-01 | 5 |
| 2026-02 | 8 |
| 2026-03 | 4 |
| 2026-04 | 4 |
| 2026-05 | 5 |
| 2026-06 | 2 |
| 2026-07 | 3 |
| 2026-08 | 4 |
| 2026-09 | 3 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial21 · 16.0%Captive finance
- Kubota Credit12 · 9.2%Captive finance
- The First Bank and Trust Co.10 · 7.6%Bank
- SKYLINE NATIONAL BANK10 · 7.6%Bank
- John Deere Financial9 · 6.9%Captive finance
- Western Equipment Finance5 · 3.8%Independent
- Bank
- Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated113 · 64.9%
- Agriculture31 · 17.8%
- Construction29 · 16.7%
- Blanket liens1 · 0.6%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
88 | PAU Floyd | Construction 38 mo old · peak window+35Near the 36-month mark+4 | Caterpillar Financial Captive finance | Aug 2023 |
84 | PAU Floyd | Construction 44 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | Feb 2023 |
81 | HIL Floyd | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | Direct Merchants Funding LLC Independent | Sep 2023 |
78 | HIL Floyd | Equipment 35 mo old · early+32Near the 36-month mark+7 | CFG MERCHANT SOLUTIONS LLC Other | Nov 2023 |
76 | OMN Floyd | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Caterpillar Financial Captive finance | Sep 2023 |
69 | GIB Floyd | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | Kubota Credit Captive finance | Oct 2023 |
69 | HUC Floyd | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
69 | BAK Floyd | Agriculture 41 mo old · peak window+35Active, no continuation+10 | AGCO Finance Captive finance | May 2023 |
Equipment types in Floyd
Nearby cities
- Roanoke2,352
- Christiansburg509
- Blacksburg430
- Dublin166
- Fincastle122
- Daleville84
- Boones Mill81
- Bassett79
- Buchanan74
- Collinsville65
- Glade Hill53
- Goodview49
Top lenders in Floyd
- Caterpillar Financial21
- Kubota Credit12
- The First Bank and Trust Co.10
- SKYLINE NATIONAL BANK10
- John Deere Financial9
- Western Equipment Finance5
- FARM CREDIT OF THE VIRGINIAS, ACA as agent/nominee4
- FARM CREDIT LEASING SERVICES CORPORATION3
- First-Citizens Bank and Trust Company3
- AGCO Finance3
Questions
How many equipment loans are active in Floyd, VA?
How many equipment loans in Floyd, VA end in the next six months?
Which lenders finance the most equipment in Floyd, VA?
What equipment is financed most in Floyd, VA?
Is Floyd, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.