Updated November 11, 2026
Equipment financing activity in Hayes, VA
Hayes has 191 active UCC filings for equipment across 99 businesses, about 1.9 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 40. 48 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 25% of the book. The market is spread out: John Deere Financial leads with 17%, followed by Chesapeake Bank at 15%. Construction is the largest equipment type, at 17%. Banks and credit unions hold 40%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+0% on the year before
New equipment filings by month
Hayes, VA, last 24 months. The current month is still coming in.
| 2024-12 | 3 |
|---|---|
| 2025-01 | 4 |
| 2025-02 | 5 |
| 2025-03 | 6 |
| 2025-04 | 4 |
| 2025-05 | 3 |
| 2025-06 | 2 |
| 2025-07 | 3 |
| 2025-08 | 4 |
| 2025-09 | 2 |
| 2025-10 | 2 |
| 2025-11 | 3 |
| 2025-12 | 9 |
| 2026-01 | 3 |
| 2026-02 | 3 |
| 2026-03 | 3 |
| 2026-04 | 3 |
| 2026-05 | 3 |
| 2026-06 | 4 |
| 2026-07 | 2 |
| 2026-08 | 3 |
| 2026-09 | 3 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial21 · 17.4%Captive finance
- Chesapeake Bank18 · 14.9%Bank
- Caterpillar Financial14 · 11.6%Captive finance
- Kubota Credit8 · 6.6%Captive finance
- Bank
- STAR CAPITAL GROUP, L.P.7 · 5.8%Independent
- Independent
- Snap-on Credit4 · 3.3%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated139 · 72.8%
- Construction32 · 16.8%
- Agriculture14 · 7.3%
- Blanket liens4 · 2.1%
- Trucks & trailers1 · 0.5%
- Manufacturing1 · 0.5%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
71 | Coa Hayes | Construction 39 mo old · peak window+35Near the 36-month mark+2 | John Deere Financial Captive finance | Jul 2023 |
69 | HOM Hayes | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | INNOVATION REFUNDS Other | Nov 2023 |
69 | Coa Hayes | Construction 43 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Mar 2023 |
69 | Coa Hayes | Construction 44 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Feb 2023 |
69 | Joh Hayes | Equipment 50 mo old · late window+31Near the 48-month mark+4 | Fundo, LLC Other | Aug 2022 |
68 | Mac Hayes | Equipment 35 mo old · early+32Near the 36-month mark+7 | GreatAmerica Financial Services Corporation Independent | Nov 2023 |
67 | EAR Hayes | Construction 34 mo old · early+29Near the 36-month mark+4 | Caterpillar Financial Captive finance | Dec 2023 |
66 | REB Hayes | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Sep 2023 |
Equipment types in Hayes
Nearby cities
- Glen Allen1,511
- Ashland1,011
- Louisa323
- Gloucester241
- Bumpass200
- Amelia Court House174
- Aylett123
- Amelia120
- Hanover117
- Charles City109
- King William69
- Goochland66
Questions
How many equipment loans are active in Hayes, VA?
How many equipment loans in Hayes, VA end in the next six months?
Which lenders finance the most equipment in Hayes, VA?
What equipment is financed most in Hayes, VA?
Is Hayes, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.