Updated November 11, 2026
Equipment financing activity in Gloucester, VA
Gloucester has 241 active UCC filings for equipment across 157 businesses, about 1.5 per business, so repeat borrowers are common. 59 new filings were recorded in the last 12 months, up 7% on the year before. 50 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 21% of the book. The market is spread out: Caterpillar Financial leads with 14%, followed by Kubota Credit at 12%. Agriculture is the largest equipment type, at 19%. Captive finance arms of the manufacturers write 43% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+7% on the year before
New equipment filings by month
Gloucester, VA, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 3 |
| 2025-02 | 6 |
| 2025-03 | 5 |
| 2025-04 | 4 |
| 2025-05 | 8 |
| 2025-06 | 7 |
| 2025-07 | 2 |
| 2025-08 | 2 |
| 2025-09 | 6 |
| 2025-10 | 6 |
| 2025-11 | 2 |
| 2025-12 | 9 |
| 2026-01 | 8 |
| 2026-02 | 5 |
| 2026-03 | 5 |
| 2026-04 | 3 |
| 2026-05 | 8 |
| 2026-06 | 4 |
| 2026-07 | 3 |
| 2026-08 | 6 |
| 2026-09 | 4 |
| 2026-10 | 3 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial24 · 14.2%Captive finance
- Kubota Credit20 · 11.8%Captive finance
- John Deere Financial19 · 11.2%Captive finance
- Chesapeake Bank18 · 10.7%Bank
- Bank
- Bank
- Snap-on Credit5 · 3.0%Captive finance
- DLL4 · 2.4%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated149 · 61.8%
- Agriculture46 · 19.1%
- Construction36 · 14.9%
- Blanket liens6 · 2.5%
- IT & office2 · 0.8%
- Vehicles1 · 0.4%
- Manufacturing1 · 0.4%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
79 | MCF Gloucester | Agriculture 49 mo old · late window+33Near the 48-month mark+7 | Kubota Credit Captive finance | Sep 2022 |
74 | NOR Gloucester | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
74 | OYS Gloucester | Manufacturing 49 mo old · late window+33Near the 48-month mark+7 | Toyota Industries Commercial Finance Captive finance | Oct 2022 |
74 | FFL Gloucester | Agriculture 49 mo old · late window+33Near the 48-month mark+7 | Kubota Credit Captive finance | Sep 2022 |
73 | SHO Gloucester | Construction 35 mo old · early+32Near the 36-month mark+7 | Caterpillar Financial Captive finance | Nov 2023 |
71 | NOR Gloucester | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Caterpillar Financial Captive finance | Oct 2023 |
69 | Her Gloucester | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | ASSN COMPANY Other | Oct 2023 |
69 | SHO Gloucester | Construction 42 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | May 2023 |
Equipment types in Gloucester
Nearby cities
- Glen Allen1,511
- Ashland1,011
- Louisa323
- Bumpass200
- Hayes191
- Amelia Court House174
- Aylett123
- Amelia120
- Hanover117
- Charles City109
- King William69
- Goochland66
Questions
How many equipment loans are active in Gloucester, VA?
How many equipment loans in Gloucester, VA end in the next six months?
Which lenders finance the most equipment in Gloucester, VA?
What equipment is financed most in Gloucester, VA?
Is Gloucester, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.