Updated November 11, 2026
Equipment financing activity in Louisa, VA
Louisa has 323 active UCC filings for equipment across 152 businesses, about 2.1 per business, so repeat borrowers are common. 88 new filings were recorded in the last 12 months, up 38% on the year before. 79 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. The market is spread out: John Deere Financial leads with 10%, followed by United Bank at 6%. Construction is the largest equipment type, at 11%. Banks and credit unions hold 41%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+38% on the year before
New equipment filings by month
Louisa, VA, last 24 months. The current month is still coming in.
| 2024-12 | 7 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 2 |
| 2025-03 | 5 |
| 2025-04 | 6 |
| 2025-05 | 6 |
| 2025-06 | 3 |
| 2025-07 | 9 |
| 2025-08 | 9 |
| 2025-09 | 5 |
| 2025-10 | 4 |
| 2025-11 | 5 |
| 2025-12 | 11 |
| 2026-01 | 6 |
| 2026-02 | 10 |
| 2026-03 | 8 |
| 2026-04 | 11 |
| 2026-05 | 4 |
| 2026-06 | 16 |
| 2026-07 | 3 |
| 2026-08 | 5 |
| 2026-09 | 7 |
| 2026-10 | 5 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial23 · 10.4%Captive finance
- United Bank14 · 6.3%Bank
- Caterpillar Financial10 · 4.5%Captive finance
- Commodity Credit Corporation9 · 4.1%Independent
- Bank
- CNH Industrial Capital8 · 3.6%Captive finance
- Bank
- Blue Ridge Bank NA7 · 3.2%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated245 · 75.9%
- Construction36 · 11.1%
- Agriculture21 · 6.5%
- Blanket liens6 · 1.9%
- IT & office5 · 1.5%
- Trucks & trailers5 · 1.5%
- Manufacturing4 · 1.2%
- Medical1 · 0.3%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | JWC Louisa | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | Private individual Other | Oct 2023 |
82 | Pie Louisa | Construction 34 mo old · early+29Near the 36-month mark+4 | Caterpillar Financial Captive finance | Jan 2024 |
74 | TUR Louisa | Agriculture 48 mo old · peak window+35Near the 48-month mark+10 | CNH Industrial Capital Captive finance | Oct 2022 |
71 | PAY Louisa | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | FIRST CORPORATE SOLUTIONS, AS REPRESENTATIVE Other | Nov 2022 |
69 | COM Louisa | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | C T Corporation System, as representative Other | Oct 2023 |
69 | ALL Louisa | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | CREDIBLY OF ARIZONA LLC Other | Oct 2022 |
69 | CEN Louisa | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | Sheffield Financial, a division of Truist Bank Bank | Oct 2022 |
66 | Avo Louisa | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | Business GPS, LLC Other | Nov 2022 |
Equipment types in Louisa
Nearby cities
- Glen Allen1,511
- Ashland1,011
- Gloucester241
- Bumpass200
- Hayes191
- Amelia Court House174
- Aylett123
- Amelia120
- Hanover117
- Charles City109
- King William69
- Goochland66
Top lenders in Louisa
- John Deere Financial23
- United Bank14
- Caterpillar Financial10
- Commodity Credit Corporation9
- Wells Fargo Vendor Financial Services, LLC8
- CNH Industrial Capital8
- Sheffield Financial, a division of Truist Bank7
- Blue Ridge Bank NA7
- University of Virginia Community Credit Union, Inc.7
- Oakmont Capital Holdings LLC6
Questions
How many equipment loans are active in Louisa, VA?
How many equipment loans in Louisa, VA end in the next six months?
Which lenders finance the most equipment in Louisa, VA?
What equipment is financed most in Louisa, VA?
Is Louisa, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.