Updated November 11, 2026
Construction equipment loans in Hayes, VA
Hayes has 32 active UCC filings for construction equipment across 11 businesses, about 2.9 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 7. 7 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 22% of the book. John Deere Financial dominates with 48% of active filings. Captive finance arms of the manufacturers write 94% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+0% on the year before
New equipment filings by month
Hayes, VA, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 0 |
| 2025-03 | 3 |
| 2025-04 | 0 |
| 2025-05 | 0 |
| 2025-06 | 0 |
| 2025-07 | 1 |
| 2025-08 | 0 |
| 2025-09 | 0 |
| 2025-10 | 1 |
| 2025-11 | 1 |
| 2025-12 | 1 |
| 2026-01 | 0 |
| 2026-02 | 1 |
| 2026-03 | 0 |
| 2026-04 | 0 |
| 2026-05 | 0 |
| 2026-06 | 3 |
| 2026-07 | 0 |
| 2026-08 | 1 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial15 · 48.4%Captive finance
- Caterpillar Financial14 · 45.2%Captive finance
- Navitas Credit Corp.1 · 3.2%Independent
- Chesapeake Bank1 · 3.2%Bank
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
71 | Coa Hayes | Construction 39 mo old · peak window+35Near the 36-month mark+2 | John Deere Financial Captive finance | Jul 2023 |
69 | Coa Hayes | Construction 43 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Mar 2023 |
69 | Coa Hayes | Construction 44 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Feb 2023 |
67 | EAR Hayes | Construction 34 mo old · early+29Near the 36-month mark+4 | Caterpillar Financial Captive finance | Dec 2023 |
49 | HAR Hayes | Construction 29 mo old · early+15Active, no continuation+10 | John Deere Financial Captive finance | May 2024 |
46 | EAR Hayes | Construction 28 mo old · early+12Active, no continuation+10 | Caterpillar Financial Captive finance | Jul 2024 |
46 | HAR Hayes | Construction 28 mo old · early+12Active, no continuation+10 | John Deere Financial Captive finance | Jun 2024 |
46 | HAR Hayes | Construction 28 mo old · early+12Active, no continuation+10 | John Deere Financial Captive finance | Jun 2024 |
Construction in nearby cities
- Construction in Glen Allen33
- Construction in Ashland65
- Construction in Louisa36
- Construction in Gloucester36
- Construction in Bumpass28
- Construction in Amelia Court House27
Top lenders here
Questions
How many construction equipment loans are active in Hayes, VA?
How many construction equipment loans in Hayes, VA end in the next six months?
Which lenders finance the most construction equipment in Hayes, VA?
Is Hayes, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.