Updated November 11, 2026
Equipment financing activity in Charles City, VA
Charles City has 109 active UCC filings for equipment across 62 businesses, about 1.8 per business, so repeat borrowers are common. 20 new filings were recorded in the last 12 months, up 43% on the year before. 31 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 28% of the book. John Deere Financial dominates with 21% of active filings. Agriculture is the largest equipment type, at 16%. Banks and credit unions hold 44%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+43% on the year before
New equipment filings by month
Charles City, VA, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 1 |
| 2025-03 | 2 |
| 2025-04 | 0 |
| 2025-05 | 1 |
| 2025-06 | 1 |
| 2025-07 | 3 |
| 2025-08 | 1 |
| 2025-09 | 1 |
| 2025-10 | 1 |
| 2025-11 | 1 |
| 2025-12 | 4 |
| 2026-01 | 1 |
| 2026-02 | 3 |
| 2026-03 | 1 |
| 2026-04 | 3 |
| 2026-05 | 4 |
| 2026-06 | 0 |
| 2026-07 | 2 |
| 2026-08 | 2 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial15 · 20.8%Captive finance
- Caterpillar Financial5 · 6.9%Captive finance
- Primis Bank5 · 6.9%Bank
- Bank
- DLL3 · 4.2%Independent
- Bank
- Bank
- Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated78 · 71.6%
- Agriculture17 · 15.6%
- Construction12 · 11.0%
- Blanket liens2 · 1.8%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | Lit Charles City | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | Navitas Credit Corp. Independent | Nov 2022 |
84 | DAV Charles City | Agriculture 50 mo old · late window+31Near the 48-month mark+4 | John Deere Financial Captive finance | Aug 2022 |
74 | BRI Charles City | Equipment 44 mo old · peak window+35Active, no continuation+10 | MAGNUS 123 TRUST Other | Mar 2023 |
69 | FAR Charles City | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | SOUTHERN STATES COOPERATIVE, INCORPORATED Other | Nov 2022 |
69 | HER Charles City | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | Commodity Credit Corporatin Independent | Oct 2022 |
67 | Dev Charles City | Construction 34 mo old · early+29Near the 36-month mark+4 | Caterpillar Financial Captive finance | Dec 2023 |
66 | AJ Charles City | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | United Leasing, Inc. Independent | Jan 2023 |
65 | LAC Charles City | Equipment 51 mo old · late window+29Near the 48-month mark+2 | Twin Brook Capital Partners, LLC, as Agent Independent | Aug 2022 |
Nearby cities
- Glen Allen1,511
- Ashland1,011
- Louisa323
- Gloucester241
- Bumpass200
- Hayes191
- Amelia Court House174
- Aylett123
- Amelia120
- Hanover117
- King William69
- Goochland66
Top lenders in Charles City
- John Deere Financial15
- Caterpillar Financial5
- Primis Bank5
- Wells Fargo Vendor Financial Services, LLC4
- DLL3
- FARM CREDIT LEASING SERVICES CORPORATION3
- Dogwood State Bank, a division of TowneBank3
- COLONIAL FARM CREDIT, ACA AS AGENT/NOMINEE3
- Navitas Credit Corp.2
- AGCO Finance2
Questions
How many equipment loans are active in Charles City, VA?
How many equipment loans in Charles City, VA end in the next six months?
Which lenders finance the most equipment in Charles City, VA?
What equipment is financed most in Charles City, VA?
Is Charles City, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.