Updated November 11, 2026
Construction equipment loans in Floyd, VA
Floyd has 29 active UCC filings for construction equipment across 7 businesses, about 4.1 per business, so repeat borrowers are common. 12 new filings were recorded in the last 12 months, up 50% on the year before. 8 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 28% of the book. Caterpillar Financial dominates with 84% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+50% on the year before
New equipment filings by month
Floyd, VA, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 2 |
| 2025-02 | 0 |
| 2025-03 | 0 |
| 2025-04 | 1 |
| 2025-05 | 1 |
| 2025-06 | 1 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 1 |
| 2025-10 | 0 |
| 2025-11 | 0 |
| 2025-12 | 2 |
| 2026-01 | 1 |
| 2026-02 | 2 |
| 2026-03 | 0 |
| 2026-04 | 1 |
| 2026-05 | 1 |
| 2026-06 | 0 |
| 2026-07 | 2 |
| 2026-08 | 2 |
| 2026-09 | 1 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial21 · 84.0%Captive finance
- John Deere Financial4 · 16.0%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
88 | PAU Floyd | Construction 38 mo old · peak window+35Near the 36-month mark+4 | Caterpillar Financial Captive finance | Aug 2023 |
84 | PAU Floyd | Construction 44 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | Feb 2023 |
76 | OMN Floyd | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Caterpillar Financial Captive finance | Sep 2023 |
69 | PAU Floyd | Construction 55 mo old · late window+20Active, no continuation+10 | Caterpillar Financial Captive finance | Mar 2022 |
69 | PAU Floyd | Construction 55 mo old · late window+20Active, no continuation+10 | Caterpillar Financial Captive finance | Mar 2022 |
57 | OMN Floyd | Construction 32 mo old · early+23Active, no continuation+10 | Caterpillar Financial Captive finance | Feb 2024 |
55 | PAU Floyd | Construction 2 mo old · too earlyActive, no continuation+10 | Not listed | Aug 2026 |
49 | BEA Floyd | Construction 3 mo old · too earlyActive, no continuation+10 | John Deere Financial Captive finance | Jul 2026 |
Construction in nearby cities
Construction across VirginiaTop lenders here
Questions
How many construction equipment loans are active in Floyd, VA?
How many construction equipment loans in Floyd, VA end in the next six months?
Which lenders finance the most construction equipment in Floyd, VA?
Is Floyd, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.