Updated November 11, 2026
Equipment financing activity in Zellwood, FL
Zellwood has 95 active UCC filings for equipment across 28 businesses, about 3.4 per business, so repeat borrowers are common. 10 new filings were recorded in the last 12 months, down 62% on the year before. 20 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 21% of the book. ONE FLORIDA BANK dominates with 32% of active filings. Construction is the largest equipment type, at 17%. Banks and credit unions hold 57%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-62% on the year before
New equipment filings by month
Zellwood, FL, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 5 |
| 2025-02 | 1 |
| 2025-03 | 0 |
| 2025-04 | 4 |
| 2025-05 | 2 |
| 2025-06 | 5 |
| 2025-07 | 1 |
| 2025-08 | 2 |
| 2025-09 | 3 |
| 2025-10 | 1 |
| 2025-11 | 0 |
| 2025-12 | 1 |
| 2026-01 | 1 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 2 |
| 2026-05 | 2 |
| 2026-06 | 0 |
| 2026-07 | 0 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 4 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- ONE FLORIDA BANK24 · 32.4%Bank
- Komatsu Financial10 · 13.5%Captive finance
- John Deere Financial5 · 6.8%Captive finance
- Captive finance
- PNC BANK, NATIONAL ASSOCIATION4 · 5.4%Bank
- Bank
- SEACOAST NATIONAL BANK4 · 5.4%Bank
- Caterpillar Financial2 · 2.7%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated67 · 70.5%
- Construction16 · 16.8%
- Agriculture7 · 7.4%
- Manufacturing5 · 5.3%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
80 | BIG Zellwood | Agriculture 51 mo old · late window+29Near the 48-month mark+2 | Kubota Credit Captive finance | Jul 2022 |
79 | FAT Zellwood | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Komatsu Financial Captive finance | Oct 2023 |
79 | FAT Zellwood | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Komatsu Financial Captive finance | Oct 2023 |
76 | FAT Zellwood | Construction 37 mo old · peak window+35Near the 36-month mark+7 | John Deere Financial Captive finance | Sep 2023 |
69 | FAT Zellwood | Construction 44 mo old · peak window+35Active, no continuation+10 | Komatsu Financial Captive finance | Feb 2023 |
66 | NEW Zellwood | Equipment 52 mo old · late window+27Active, no continuation+10 | SEACOAST NATIONAL BANK Bank | Jun 2022 |
65 | SHE Zellwood | Agriculture 51 mo old · late window+29Near the 48-month mark+2 | John Deere Financial Captive finance | Jul 2022 |
59 | ZEL Zellwood | Equipment 40 mo old · peak window+35Active, no continuation+10 | VGM FINANCIAL SERVICES, A DIVISION OF THE HUNTINGTON NATIONAL BANK Independent | Jun 2023 |
Nearby cities
- Winter Park2,793
- Sanford2,297
- Apopka2,148
- Longwood1,801
- Altamonte Springs1,531
- Deland1,408
- Oviedo1,263
- Lake Mary1,177
- Maitland1,153
- Deltona822
- Titusville656
- Eustis644
Top lenders in Zellwood
- ONE FLORIDA BANK24
- Komatsu Financial10
- John Deere Financial5
- Toyota Industries Commercial Finance5
- PNC BANK, NATIONAL ASSOCIATION4
- FARM CREDIT OF CENTRAL FLORIDA, ACA4
- SEACOAST NATIONAL BANK4
- Caterpillar Financial2
- Kubota Credit2
- VGM FINANCIAL SERVICES, A DIVISION OF THE HUNTINGTON NATIONAL BANK1
Questions
How many equipment loans are active in Zellwood, FL?
How many equipment loans in Zellwood, FL end in the next six months?
Which lenders finance the most equipment in Zellwood, FL?
What equipment is financed most in Zellwood, FL?
Is Zellwood, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.