Updated November 12, 2026
Equipment financing activity in White Springs, FL
White Springs has 43 active UCC filings for equipment across 17 businesses, about 2.5 per business, so repeat borrowers are common. 9 new filings were recorded in the last 12 months, down 25% on the year before. 8 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 19% of the book. The market is spread out: VYSTAR CREDIT UNION leads with 17%, followed by Caterpillar Financial at 10%. Banks and credit unions hold 47%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-25% on the year before
New equipment filings by month
White Springs, FL, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 2 |
| 2025-02 | 1 |
| 2025-03 | 0 |
| 2025-04 | 3 |
| 2025-05 | 1 |
| 2025-06 | 0 |
| 2025-07 | 1 |
| 2025-08 | 1 |
| 2025-09 | 1 |
| 2025-10 | 1 |
| 2025-11 | 2 |
| 2025-12 | 0 |
| 2026-01 | 1 |
| 2026-02 | 1 |
| 2026-03 | 1 |
| 2026-04 | 2 |
| 2026-05 | 1 |
| 2026-06 | 0 |
| 2026-07 | 1 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- VYSTAR CREDIT UNION5 · 16.7%Bank
- Caterpillar Financial3 · 10.0%Captive finance
- Kubota Credit3 · 10.0%Captive finance
- HOMETRUST BANK2 · 6.7%Bank
- SEACOAST NATIONAL BANK2 · 6.7%Bank
- DLL2 · 6.7%Independent
- John Deere Financial1 · 3.3%Captive finance
- Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated35 · 81.4%
- Agriculture4 · 9.3%
- Construction4 · 9.3%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | B&M White Springs | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Oct 2022 |
81 | G & White Springs | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | ASSN COMPANY Other | Nov 2022 |
79 | G & White Springs | Equipment 49 mo old · late window+33Near the 48-month mark+7 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Sep 2022 |
79 | G & White Springs | Equipment 49 mo old · late window+33Near the 48-month mark+7 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Sep 2022 |
74 | CUR White Springs | Equipment 44 mo old · peak window+35Active, no continuation+10 | LINDER INDUSTRIAL MACHINERY COMPANY Other | Feb 2023 |
66 | FL White Springs | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | Kubota Credit Captive finance | Sep 2023 |
57 | G & White Springs | Equipment 56 mo old · late window+18Active, no continuation+10 | FINANCIAL PACIFIC LEASING, INC. Independent | Feb 2022 |
55 | CUR White Springs | Agriculture 26 mo old · early+6Active, no continuation+10 | John Deere Financial Captive finance | Aug 2024 |
Nearby cities
- Lake City1,337
- Orange Park1,334
- Saint Augustine1,247
- St. Augustine1,137
- Ponte Vedra Beach704
- Middleburg702
- Green Cove Springs668
- Live Oak642
- Fernandina Beach521
- Ponte Vedra454
- Fleming Island397
- Yulee292
Questions
How many equipment loans are active in White Springs, FL?
How many equipment loans in White Springs, FL end in the next six months?
Which lenders finance the most equipment in White Springs, FL?
What equipment is financed most in White Springs, FL?
Is White Springs, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.