Updated November 12, 2026
Equipment financing activity in Umatilla, FL
Umatilla has 236 active UCC filings for equipment across 146 businesses, about 1.6 per business, so repeat borrowers are common. 40 new filings were recorded in the last 12 months, down 37% on the year before. 53 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 22% of the book. The market is spread out: Kubota Credit leads with 16%, followed by PNC BANK, NATIONAL ASSOCIATION at 6%. Agriculture is the largest equipment type, at 14%. Banks and credit unions hold 47%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-37% on the year before
New equipment filings by month
Umatilla, FL, last 24 months. The current month is still coming in.
| 2024-12 | 4 |
|---|---|
| 2025-01 | 11 |
| 2025-02 | 6 |
| 2025-03 | 2 |
| 2025-04 | 7 |
| 2025-05 | 4 |
| 2025-06 | 4 |
| 2025-07 | 4 |
| 2025-08 | 7 |
| 2025-09 | 5 |
| 2025-10 | 4 |
| 2025-11 | 6 |
| 2025-12 | 3 |
| 2026-01 | 3 |
| 2026-02 | 3 |
| 2026-03 | 2 |
| 2026-04 | 1 |
| 2026-05 | 4 |
| 2026-06 | 4 |
| 2026-07 | 5 |
| 2026-08 | 3 |
| 2026-09 | 1 |
| 2026-10 | 8 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kubota Credit26 · 15.8%Captive finance
- PNC BANK, NATIONAL ASSOCIATION10 · 6.1%Bank
- THE BANCORP BANK10 · 6.1%Bank
- DLL6 · 3.6%Independent
- Caterpillar Financial5 · 3.0%Captive finance
- UNITED SOUTHERN BANK5 · 3.0%Bank
- Komatsu Financial5 · 3.0%Captive finance
- John Deere Financial4 · 2.4%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated189 · 80.1%
- Agriculture34 · 14.4%
- Construction13 · 5.5%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
86 | WAL Umatilla | Construction 39 mo old · peak window+35Near the 36-month mark+2 | Komatsu Financial Captive finance | Jul 2023 |
84 | ACA Umatilla | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | LUCKY FOUR, LLC. Other | Oct 2023 |
84 | WAL Umatilla | Construction 40 mo old · peak window+35Active, no continuation+10 | Komatsu Financial Captive finance | Jun 2023 |
84 | WAL Umatilla | Construction 43 mo old · peak window+35Active, no continuation+10 | JCB FINANCE Captive finance | Mar 2023 |
84 | WAL Umatilla | Construction 43 mo old · peak window+35Active, no continuation+10 | JCB FINANCE Captive finance | Mar 2023 |
81 | BEK Umatilla | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | AMPLUS 223 TRUST Other | Sep 2023 |
81 | WAL Umatilla | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | UNIFI EQUIPMENT FINANCE, INC. Independent | Nov 2022 |
79 | WAL Umatilla | Equipment 49 mo old · late window+33Near the 48-month mark+7 | UNIFI EQUIPMENT FINANCE, INC. Independent | Sep 2022 |
Equipment types in Umatilla
Nearby cities
- Winter Park2,793
- Sanford2,297
- Apopka2,148
- Longwood1,801
- Altamonte Springs1,531
- Deland1,408
- Oviedo1,263
- Lake Mary1,177
- Maitland1,153
- Deltona822
- Titusville656
- Eustis644
Questions
How many equipment loans are active in Umatilla, FL?
How many equipment loans in Umatilla, FL end in the next six months?
Which lenders finance the most equipment in Umatilla, FL?
What equipment is financed most in Umatilla, FL?
Is Umatilla, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.