Updated November 11, 2026
Equipment financing activity in Tavares, FL
Tavares has 475 active UCC filings for equipment across 273 businesses, about 1.7 per business, so repeat borrowers are common. 111 new filings were recorded in the last 12 months, up 11% on the year before. 111 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 23% of the book. The market is spread out: Kubota Credit leads with 7%, followed by SOUTHSTATE BANK NA at 6%. Banks and credit unions hold 51%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+11% on the year before
New equipment filings by month
Tavares, FL, last 24 months. The current month is still coming in.
| 2024-12 | 18 |
|---|---|
| 2025-01 | 9 |
| 2025-02 | 5 |
| 2025-03 | 6 |
| 2025-04 | 8 |
| 2025-05 | 7 |
| 2025-06 | 7 |
| 2025-07 | 11 |
| 2025-08 | 7 |
| 2025-09 | 7 |
| 2025-10 | 6 |
| 2025-11 | 11 |
| 2025-12 | 13 |
| 2026-01 | 14 |
| 2026-02 | 8 |
| 2026-03 | 6 |
| 2026-04 | 11 |
| 2026-05 | 12 |
| 2026-06 | 7 |
| 2026-07 | 5 |
| 2026-08 | 13 |
| 2026-09 | 12 |
| 2026-10 | 2 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kubota Credit20 · 6.7%Captive finance
- SOUTHSTATE BANK NA17 · 5.7%Bank
- PNC BANK, NATIONAL ASSOCIATION14 · 4.7%Bank
- UNITED SOUTHERN BANK12 · 4.0%Bank
- John Deere Financial12 · 4.0%Captive finance
- FIVE-LAKES FINANCIAL, INC. DBA TECH FINANCIAL SERVICES11 · 3.7%Independent
- Bank
- BANK OF AMERICA, N.A.8 · 2.7%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated426 · 89.7%
- Agriculture36 · 7.6%
- Construction9 · 1.9%
- IT & office4 · 0.8%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
89 | BAR Tavares | Construction 49 mo old · late window+33Near the 48-month mark+7 | Caterpillar Financial Captive finance | Sep 2022 |
84 | SUN Tavares | Construction 48 mo old · peak window+35Near the 48-month mark+10 | JCB FINANCE Captive finance | Nov 2022 |
84 | LAK Tavares | Agriculture 50 mo old · late window+31Near the 48-month mark+4 | CNH Industrial Capital Captive finance | Aug 2022 |
81 | MET Tavares | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | NAVITAS CREDIT LLC Independent | Sep 2023 |
81 | AME Tavares | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | KROY BUILDING PRODUCTS, INC. Other | Sep 2023 |
81 | P.S Tavares | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | SOUTHSTATE BANK NA Bank | Sep 2023 |
81 | MET Tavares | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | FALCON EQUIPMENT FINANCE, A DIVISION OF FALCON NATIONAL BANK Independent | Nov 2022 |
81 | BAR Tavares | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | PNC BANK, NATIONAL ASSOCIATION Bank | Nov 2022 |
Equipment types in Tavares
Nearby cities
- Winter Park2,793
- Sanford2,297
- Apopka2,148
- Longwood1,801
- Altamonte Springs1,531
- Deland1,408
- Oviedo1,263
- Lake Mary1,177
- Maitland1,153
- Deltona822
- Titusville656
- Eustis644
Questions
How many equipment loans are active in Tavares, FL?
How many equipment loans in Tavares, FL end in the next six months?
Which lenders finance the most equipment in Tavares, FL?
What equipment is financed most in Tavares, FL?
Is Tavares, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.