Updated November 11, 2026
Equipment financing activity in Saint James City, FL
Saint James City has 80 active UCC filings for equipment across 29 businesses, about 2.8 per business, so repeat borrowers are common. 18 new filings were recorded in the last 12 months, down 22% on the year before. 25 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 31% of the book. The market is spread out: PNC BANK, NATIONAL ASSOCIATION leads with 19%, followed by Kubota Credit at 17%. Agriculture is the largest equipment type, at 16%. Banks and credit unions hold 47%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-22% on the year before
New equipment filings by month
Saint James City, FL, last 24 months. The current month is still coming in.
| 2024-12 | 3 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 2 |
| 2025-03 | 1 |
| 2025-04 | 2 |
| 2025-05 | 0 |
| 2025-06 | 4 |
| 2025-07 | 3 |
| 2025-08 | 4 |
| 2025-09 | 1 |
| 2025-10 | 0 |
| 2025-11 | 4 |
| 2025-12 | 0 |
| 2026-01 | 2 |
| 2026-02 | 1 |
| 2026-03 | 3 |
| 2026-04 | 2 |
| 2026-05 | 0 |
| 2026-06 | 4 |
| 2026-07 | 0 |
| 2026-08 | 2 |
| 2026-09 | 1 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- PNC BANK, NATIONAL ASSOCIATION12 · 18.8%Bank
- Kubota Credit11 · 17.2%Captive finance
- Bank
- John Deere Financial8 · 12.5%Captive finance
- Independent
- PNC EQUIPMENT FINANCE, LLC2 · 3.1%Bank
- Independent
- DLL1 · 1.6%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated60 · 75.0%
- Agriculture13 · 16.3%
- Construction7 · 8.8%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
91 | JMC Saint James City | Construction 37 mo old · peak window+35Near the 36-month mark+7 | John Deere Financial Captive finance | Sep 2023 |
78 | AME Saint James City | Equipment 35 mo old · early+32Near the 36-month mark+7 | JONSSON INTERNATIONAL INC. DBA GREGOR JONSSON Other | Nov 2023 |
71 | HON Saint James City | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | OAKMONT CAPITAL HOLDINGS LLC Independent | Sep 2023 |
69 | COA Saint James City | Equipment 43 mo old · peak window+35Active, no continuation+10 | MITSUBISHI HC CAPITAL AMERICA, INC. Independent | Mar 2023 |
68 | DES Saint James City | Agriculture 38 mo old · peak window+35Near the 36-month mark+4 | Kubota Credit Captive finance | Aug 2023 |
67 | WIL Saint James City | Agriculture 56 mo old · late window+18Active, no continuation+10 | John Deere Financial Captive finance | Feb 2022 |
66 | LEE Saint James City | Agriculture 47 mo old · peak window+35Near the 48-month mark+7 | Kubota Credit Captive finance | Dec 2022 |
59 | QUA Saint James City | Agriculture 50 mo old · late window+31Near the 48-month mark+4 | Kubota Credit Captive finance | Aug 2022 |
Nearby cities
- Fort Myers7,450
- Cape Coral3,819
- Lehigh Acres2,114
- Punta Gorda1,301
- Port Charlotte1,129
- Labelle987
- North Fort Myers668
- Estero644
- Ft Myers411
- Alva313
- Sanibel168
- Fort Meyers144
Top lenders in Saint James City
- PNC BANK, NATIONAL ASSOCIATION12
- Kubota Credit11
- WELLS FARGO VENDOR FINANCIAL SERVICES, LLC11
- John Deere Financial8
- MACQUARIE EQUIPMENT CAPITAL, INC.2
- PNC EQUIPMENT FINANCE, LLC2
- LINK BELT COMPANY DBA LINK BELT CAPITAL2
- DLL1
- FIFTH THIRD BANK, NATIONAL ASSOCIATION1
- HYG FINANCIAL SERVICES, INC.1
Questions
How many equipment loans are active in Saint James City, FL?
How many equipment loans in Saint James City, FL end in the next six months?
Which lenders finance the most equipment in Saint James City, FL?
What equipment is financed most in Saint James City, FL?
Is Saint James City, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.