UCC Scout

Updated November 11, 2026

Equipment financing activity in Sanibel, FL

Sanibel has 168 active UCC filings for equipment across 92 businesses, about 1.8 per business, so repeat borrowers are common. 28 new filings were recorded in the last 12 months, down 26% on the year before. 51 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 30% of the book. SANIBEL CAPTIVA COMMUNITY BANK dominates with 21% of active filings. Banks and credit unions hold 61%, more than captives and independents.

168

Active equipment filings

51

Likely ending in the next 6 months

36, 48 or 60 month term

92

Businesses with active filings

28

New filings, last 12 months

-26% on the year before

New equipment filings by month

Sanibel, FL, last 24 months. The current month is still coming in.

74Dec 2024: 1Dec 24Jan 2025: 5Feb 2025: 4Mar 2025: 5MarApr 2025: 2May 2025: 1Jun 2025: 2JunJul 2025: 3Aug 2025: 3Sep 2025: 2SepOct 2025: 7Nov 2025: 2Dec 2025: 1DecJan 2026: 4Feb 2026: 1Mar 2026: 2MarApr 2026: 2May 2026: 2Jun 2026: 1JunJul 2026: 4Aug 2026: 4Sep 2026: 3SepOct 2026: 2Nov 2026: 0 so farNov
New equipment filings per month in Sanibel, FL
2024-121
2025-015
2025-024
2025-035
2025-042
2025-051
2025-062
2025-073
2025-083
2025-092
2025-107
2025-112
2025-121
2026-014
2026-021
2026-032
2026-042
2026-052
2026-061
2026-074
2026-084
2026-093
2026-102
2026-110

Top lenders

Share of active equipment filings with a named lender. Filing agents and government left out.

  1. Bank
  2. DLL10 · 7.9%
    Independent
  3. Bank
  4. JCB FINANCE7 · 5.6%
    Captive finance
  5. Bank
  6. Kubota Credit5 · 4.0%
    Captive finance
  7. Captive finance
  8. Bank

Top equipment types

Active filings by what the collateral describes

  1. Equipment, type not stated149 · 88.7%
  2. Construction13 · 7.7%
  3. Agriculture6 · 3.6%

Highest-scoring businesses right now

Names are partly hidden. The app shows them, with the phone number where public records have one.

See all 168 with names
81
CAS
Sanibel
Agriculture
45 mo old · peak window+35Near the 48-month mark+2
CNH Industrial Capital
74
DIN
Sanibel
Equipment
36 mo old · peak window+35Near the 36-month mark+10
U.S. SMALL BUSINESS ADMINISTRATION
69
FOX
Sanibel
Equipment
36 mo old · peak window+35Near the 36-month mark+10
FINANCIAL PACIFIC LEASING, INC.
68
LAN
Sanibel
Agriculture
46 mo old · peak window+35Near the 48-month mark+4
Kubota Credit
67
SCH
Sanibel
Construction
34 mo old · early+29Near the 36-month mark+4
John Deere Financial
66
THE
Sanibel
Equipment
47 mo old · peak window+35Near the 48-month mark+7
THE HUNTINGTON NATIONAL BANK
64
OCE
Sanibel
Equipment
36 mo old · peak window+35Near the 36-month mark+10
U.S. SMALL BUSINESS ADMINISTRATION
64
MON
Sanibel
Equipment
48 mo old · peak window+35Near the 48-month mark+10
WELLS FARGO VENDOR FINANCIAL SERVICES, LLC

Questions

How many equipment loans are active in Sanibel, FL?
168 UCC filings for equipment against 92 businesses in Sanibel, FL are active, meaning not terminated or lapsed.
How many equipment loans in Sanibel, FL end in the next six months?
About 51: active filings where a 36, 48 or 60 month term from the filing date ends within six months. Filings don't state the term, so this is an estimate.
Which lenders finance the most equipment in Sanibel, FL?
SANIBEL CAPTIVA COMMUNITY BANK (27), DLL (10), MIDFLORIDA CREDIT UNION (8), counting active filings.
What equipment is financed most in Sanibel, FL?
Construction, with 13 active filings.
Is Sanibel, FL equipment financing growing?
28 new filings in the last 12 months against 38 in the 12 before, down 26%.

Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.

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