Updated November 11, 2026
Equipment financing activity in Punta Gorda, FL
Punta Gorda has 1,301 active UCC filings for equipment across 698 businesses, about 1.9 per business, so repeat borrowers are common. 333 new filings were recorded in the last 12 months, up 26% on the year before. 292 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 22% of the book. The market is spread out: John Deere Financial leads with 14%, followed by Kubota Credit at 6%. Agriculture is the largest equipment type, at 11%. Banks and credit unions hold 42%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+26% on the year before
New equipment filings by month
Punta Gorda, FL, last 24 months. The current month is still coming in.
| 2024-12 | 19 |
|---|---|
| 2025-01 | 32 |
| 2025-02 | 15 |
| 2025-03 | 24 |
| 2025-04 | 22 |
| 2025-05 | 32 |
| 2025-06 | 28 |
| 2025-07 | 31 |
| 2025-08 | 16 |
| 2025-09 | 12 |
| 2025-10 | 14 |
| 2025-11 | 27 |
| 2025-12 | 27 |
| 2026-01 | 25 |
| 2026-02 | 25 |
| 2026-03 | 26 |
| 2026-04 | 36 |
| 2026-05 | 21 |
| 2026-06 | 37 |
| 2026-07 | 30 |
| 2026-08 | 34 |
| 2026-09 | 23 |
| 2026-10 | 29 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial122 · 14.2%Captive finance
- Kubota Credit50 · 5.8%Captive finance
- Caterpillar Financial36 · 4.2%Captive finance
- PNC BANK, NATIONAL ASSOCIATION31 · 3.6%Bank
- THE HUNTINGTON NATIONAL BANK27 · 3.1%Bank
- Bank
- NAVITAS CREDIT LLC15 · 1.7%Independent
- DLL14 · 1.6%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated1,059 · 81.4%
- Agriculture147 · 11.3%
- Construction83 · 6.4%
- IT & office10 · 0.8%
- Manufacturing1 · 0.1%
- Vehicles1 · 0.1%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | PER Punta Gorda | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | Kubota Credit Captive finance | Oct 2023 |
94 | TIM Punta Gorda | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
94 | PER Punta Gorda | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | Kubota Credit Captive finance | Oct 2023 |
91 | WRI Punta Gorda | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | John Deere Financial Captive finance | Sep 2023 |
89 | WRI Punta Gorda | Agriculture 49 mo old · late window+33Near the 48-month mark+7 | John Deere Financial Captive finance | Sep 2022 |
89 | WRI Punta Gorda | Agriculture 49 mo old · late window+33Near the 48-month mark+7 | John Deere Financial Captive finance | Sep 2022 |
89 | WRI Punta Gorda | Agriculture 49 mo old · late window+33Near the 48-month mark+7 | John Deere Financial Captive finance | Sep 2022 |
89 | WRI Punta Gorda | Agriculture 49 mo old · late window+33Near the 48-month mark+7 | John Deere Financial Captive finance | Sep 2022 |
Equipment types in Punta Gorda
Nearby cities
- Fort Myers7,450
- Cape Coral3,819
- Lehigh Acres2,114
- Port Charlotte1,129
- Labelle987
- North Fort Myers668
- Estero644
- Ft Myers411
- Alva313
- Sanibel168
- Fort Meyers144
- Fort Myers Beach129
Top lenders in Punta Gorda
- John Deere Financial122
- Kubota Credit50
- Caterpillar Financial36
- PNC BANK, NATIONAL ASSOCIATION31
- THE HUNTINGTON NATIONAL BANK27
- CHARLOTTE STATE BANK & TRUST, A FLORIDA BANKING CORPORATION25
- NAVITAS CREDIT LLC15
- DLL14
- NORTHLAND CAPITAL FINANCIAL SERVICES, LLC14
- WEBBANK, ITS SUCCESSORS AND ASSIGNEES13
Questions
How many equipment loans are active in Punta Gorda, FL?
How many equipment loans in Punta Gorda, FL end in the next six months?
Which lenders finance the most equipment in Punta Gorda, FL?
What equipment is financed most in Punta Gorda, FL?
Is Punta Gorda, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.