Updated November 10, 2026
Equipment financing activity in Estero, FL
Estero has 644 active UCC filings for equipment across 347 businesses, about 1.9 per business, so repeat borrowers are common. 150 new filings were recorded in the last 12 months, up 6% on the year before. 159 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 25% of the book. The market is spread out: Kubota Credit leads with 11%, followed by John Deere Financial at 6%. Agriculture is the largest equipment type, at 11%. Banks and credit unions hold 51%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+6% on the year before
New equipment filings by month
Estero, FL, last 24 months. The current month is still coming in.
| 2024-12 | 12 |
|---|---|
| 2025-01 | 11 |
| 2025-02 | 11 |
| 2025-03 | 8 |
| 2025-04 | 10 |
| 2025-05 | 11 |
| 2025-06 | 7 |
| 2025-07 | 22 |
| 2025-08 | 14 |
| 2025-09 | 8 |
| 2025-10 | 15 |
| 2025-11 | 15 |
| 2025-12 | 17 |
| 2026-01 | 13 |
| 2026-02 | 9 |
| 2026-03 | 11 |
| 2026-04 | 6 |
| 2026-05 | 7 |
| 2026-06 | 17 |
| 2026-07 | 14 |
| 2026-08 | 16 |
| 2026-09 | 14 |
| 2026-10 | 13 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kubota Credit48 · 10.8%Captive finance
- John Deere Financial28 · 6.3%Captive finance
- THE HUNTINGTON NATIONAL BANK27 · 6.1%Bank
- CONSTRUCTION LOAN SERVICES II, LLC24 · 5.4%Independent
- PNC BANK, NATIONAL ASSOCIATION23 · 5.2%Bank
- DLL11 · 2.5%Independent
- Independent
- Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated551 · 85.6%
- Agriculture68 · 10.6%
- Construction20 · 3.1%
- Vehicles2 · 0.3%
- IT & office2 · 0.3%
- Trucks & trailers1 · 0.2%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
81 | CKA Estero | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Sep 2023 |
78 | ALP Estero | Construction 35 mo old · early+32Near the 36-month mark+7 | Caterpillar Financial Captive finance | Dec 2023 |
74 | CKA Estero | Equipment 40 mo old · peak window+35Active, no continuation+10 | NORTH MILL CREDIT TRUST Independent | Jun 2023 |
74 | ROY Estero | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | FIRST CORPORATE SOLUTIONS, AS REPRESENTATIVE Other | Oct 2022 |
74 | USA Estero | Construction 49 mo old · late window+33Near the 48-month mark+7 | JCB FINANCE Captive finance | Sep 2022 |
73 | FLO Estero | Agriculture 35 mo old · early+32Near the 36-month mark+7 | John Deere Financial Captive finance | Nov 2023 |
73 | FIR Estero | Agriculture 35 mo old · early+32Near the 36-month mark+7 | John Deere Financial Captive finance | Nov 2023 |
73 | WES Estero | IT & office 46 mo old · peak window+35Near the 48-month mark+4 | Xerox Financial Services Captive finance | Dec 2022 |
Equipment types in Estero
Nearby cities
- Fort Myers7,450
- Cape Coral3,819
- Lehigh Acres2,114
- Punta Gorda1,301
- Port Charlotte1,129
- Labelle987
- North Fort Myers668
- Ft Myers411
- Alva313
- Sanibel168
- Fort Meyers144
- Fort Myers Beach129
Top lenders in Estero
- Kubota Credit48
- John Deere Financial28
- THE HUNTINGTON NATIONAL BANK27
- CONSTRUCTION LOAN SERVICES II, LLC24
- PNC BANK, NATIONAL ASSOCIATION23
- DLL11
- WESTERN EQUIPMENT FINANCE, A DIVISION OF WESTERN STATE BANK11
- WEBBANK, ITS SUCCESSORS AND ASSIGNEES10
- FIRST-CITIZENS BANK & TRUST COMPANY9
- JPMORGAN CHASE BANK, NA8
Questions
How many equipment loans are active in Estero, FL?
How many equipment loans in Estero, FL end in the next six months?
Which lenders finance the most equipment in Estero, FL?
What equipment is financed most in Estero, FL?
Is Estero, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 10, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.