Updated November 11, 2026
Equipment financing activity in Port Charlotte, FL
Port Charlotte has 1,129 active UCC filings for equipment across 771 businesses. 269 new filings were recorded in the last 12 months, up 9% on the year before. 281 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 25% of the book. The market is spread out: Kubota Credit leads with 6%, followed by John Deere Financial at 3%. Banks and credit unions hold 44%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+9% on the year before
New equipment filings by month
Port Charlotte, FL, last 24 months. The current month is still coming in.
| 2024-12 | 19 |
|---|---|
| 2025-01 | 15 |
| 2025-02 | 25 |
| 2025-03 | 19 |
| 2025-04 | 12 |
| 2025-05 | 17 |
| 2025-06 | 25 |
| 2025-07 | 15 |
| 2025-08 | 22 |
| 2025-09 | 26 |
| 2025-10 | 25 |
| 2025-11 | 31 |
| 2025-12 | 22 |
| 2026-01 | 23 |
| 2026-02 | 17 |
| 2026-03 | 24 |
| 2026-04 | 26 |
| 2026-05 | 23 |
| 2026-06 | 29 |
| 2026-07 | 22 |
| 2026-08 | 21 |
| 2026-09 | 18 |
| 2026-10 | 19 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kubota Credit39 · 6.0%Captive finance
- John Deere Financial21 · 3.2%Captive finance
- Bank
- Caterpillar Financial19 · 2.9%Captive finance
- PNC BANK, NATIONAL ASSOCIATION17 · 2.6%Bank
- DLL12 · 1.8%Independent
- TD BANK, NATIONAL ASSOCIATION12 · 1.8%Bank
- SUNCOAST CREDIT UNION12 · 1.8%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated1,030 · 91.2%
- Agriculture60 · 5.3%
- Construction30 · 2.7%
- IT & office5 · 0.4%
- Manufacturing3 · 0.3%
- Vehicles1 · 0.1%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | MRT Port Charlotte | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | Kubota Credit Captive finance | Oct 2023 |
88 | SLK Port Charlotte | Agriculture 46 mo old · peak window+35Near the 48-month mark+4 | John Deere Financial Captive finance | Dec 2022 |
81 | TEA Port Charlotte | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | SMART FREIGHT FUNDING LLC Independent | Sep 2023 |
81 | SOU Port Charlotte | Agriculture 47 mo old · peak window+35Near the 48-month mark+7 | Kubota Credit Captive finance | Nov 2022 |
81 | ROA Port Charlotte | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | FIRST CORPORATE SOLUTIONS, AS REPRESENTATIVE Other | Nov 2022 |
78 | A & Port Charlotte | Agriculture 38 mo old · peak window+35Near the 36-month mark+4 | Kubota Credit Captive finance | Sep 2023 |
78 | TTF Port Charlotte | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | OCEAN FUNDING CORP Independent | Aug 2023 |
78 | JT' Port Charlotte | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | PNC BANK, NATIONAL ASSOCIATION Bank | Dec 2022 |
Equipment types in Port Charlotte
Nearby cities
- Fort Myers7,450
- Cape Coral3,819
- Lehigh Acres2,114
- Punta Gorda1,301
- Labelle987
- North Fort Myers668
- Estero644
- Ft Myers411
- Alva313
- Sanibel168
- Fort Meyers144
- Fort Myers Beach129
Top lenders in Port Charlotte
- Kubota Credit39
- John Deere Financial21
- CHARLOTTE STATE BANK & TRUST, A FLORIDA BANKING CORPORATION21
- Caterpillar Financial19
- PNC BANK, NATIONAL ASSOCIATION17
- DLL12
- TD BANK, NATIONAL ASSOCIATION12
- SUNCOAST CREDIT UNION12
- CREWS BANK & TRUST12
- SHEFFIELD FINANCIAL, A DIVISION OF BRANCH BANKING AND TRUST COMPANY10
Questions
How many equipment loans are active in Port Charlotte, FL?
How many equipment loans in Port Charlotte, FL end in the next six months?
Which lenders finance the most equipment in Port Charlotte, FL?
What equipment is financed most in Port Charlotte, FL?
Is Port Charlotte, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.