Updated November 12, 2026
Equipment financing activity in Cape Coral, FL
Cape Coral has 3,819 active UCC filings for equipment across 2,738 businesses. 935 new filings were recorded in the last 12 months, up 14% on the year before. 841 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 22% of the book. The market is spread out: Kubota Credit leads with 6%, followed by John Deere Financial at 5%. Banks and credit unions hold 40%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+14% on the year before
New equipment filings by month
Cape Coral, FL, last 24 months. The current month is still coming in.
| 2024-12 | 74 |
|---|---|
| 2025-01 | 57 |
| 2025-02 | 56 |
| 2025-03 | 66 |
| 2025-04 | 67 |
| 2025-05 | 74 |
| 2025-06 | 52 |
| 2025-07 | 81 |
| 2025-08 | 80 |
| 2025-09 | 72 |
| 2025-10 | 69 |
| 2025-11 | 111 |
| 2025-12 | 107 |
| 2026-01 | 78 |
| 2026-02 | 70 |
| 2026-03 | 71 |
| 2026-04 | 60 |
| 2026-05 | 63 |
| 2026-06 | 63 |
| 2026-07 | 89 |
| 2026-08 | 121 |
| 2026-09 | 72 |
| 2026-10 | 58 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kubota Credit107 · 5.8%Captive finance
- John Deere Financial100 · 5.4%Captive finance
- PNC BANK, NATIONAL ASSOCIATION74 · 4.0%Bank
- Caterpillar Financial56 · 3.0%Captive finance
- OAKMONT CAPITAL HOLDINGS LLC50 · 2.7%Independent
- JPMORGAN CHASE BANK, NA46 · 2.5%Bank
- SUNCOAST CREDIT UNION38 · 2.1%Bank
- THE HUNTINGTON NATIONAL BANK33 · 1.8%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated3,514 · 92.0%
- Agriculture190 · 5.0%
- Construction99 · 2.6%
- IT & office8 · 0.2%
- Manufacturing6 · 0.2%
- Vehicles2 · 0.1%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | TON Cape Coral | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | Kubota Credit Captive finance | Oct 2023 |
94 | MIK Cape Coral | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | Kubota Credit Captive finance | Oct 2023 |
94 | KRU Cape Coral | Construction 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
91 | SUN Cape Coral | Construction 37 mo old · peak window+35Near the 36-month mark+7 | John Deere Financial Captive finance | Sep 2023 |
91 | SOS Cape Coral | Construction 37 mo old · peak window+35Near the 36-month mark+7 | JCB FINANCE Captive finance | Sep 2023 |
89 | MUL Cape Coral | Agriculture 49 mo old · late window+33Near the 48-month mark+7 | Kubota Credit Captive finance | Sep 2022 |
88 | MIK Cape Coral | Agriculture 35 mo old · early+32Near the 36-month mark+7 | Kubota Credit Captive finance | Nov 2023 |
88 | MIK Cape Coral | Agriculture 35 mo old · early+32Near the 36-month mark+7 | Kubota Credit Captive finance | Nov 2023 |
Equipment types in Cape Coral
Nearby cities
- Fort Myers7,450
- Lehigh Acres2,114
- Punta Gorda1,301
- Port Charlotte1,129
- Labelle987
- North Fort Myers668
- Estero644
- Ft Myers411
- Alva313
- Sanibel168
- Fort Meyers144
- Fort Myers Beach129
Top lenders in Cape Coral
- Kubota Credit107
- John Deere Financial100
- PNC BANK, NATIONAL ASSOCIATION74
- Caterpillar Financial56
- OAKMONT CAPITAL HOLDINGS LLC50
- JPMORGAN CHASE BANK, NA46
- SUNCOAST CREDIT UNION38
- THE HUNTINGTON NATIONAL BANK33
- DLL33
- WESTERN EQUIPMENT FINANCE, A DIVISION OF WESTERN STATE BANK28
Questions
How many equipment loans are active in Cape Coral, FL?
How many equipment loans in Cape Coral, FL end in the next six months?
Which lenders finance the most equipment in Cape Coral, FL?
What equipment is financed most in Cape Coral, FL?
Is Cape Coral, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.