Updated November 12, 2026
Equipment financing activity in Rosemary Beach, FL
Rosemary Beach has 30 active UCC filings for equipment across 20 businesses, about 1.5 per business, so repeat borrowers are common. 6 new filings were recorded in the last 12 months, down 14% on the year before. 8 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 27% of the book. The market is spread out: WESTERN EQUIPMENT FINANCE, A DIVISION OF WESTERN STATE BANK leads with 8%, followed by WEBBANK, ITS SUCCESSORS AND ASSIGNEES at 8%. Banks and credit unions hold 75%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-14% on the year before
New equipment filings by month
Rosemary Beach, FL, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 2 |
| 2025-02 | 0 |
| 2025-03 | 1 |
| 2025-04 | 0 |
| 2025-05 | 0 |
| 2025-06 | 0 |
| 2025-07 | 0 |
| 2025-08 | 1 |
| 2025-09 | 1 |
| 2025-10 | 1 |
| 2025-11 | 2 |
| 2025-12 | 1 |
| 2026-01 | 1 |
| 2026-02 | 1 |
| 2026-03 | 0 |
| 2026-04 | 1 |
| 2026-05 | 0 |
| 2026-06 | 0 |
| 2026-07 | 0 |
| 2026-08 | 0 |
| 2026-09 | 1 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Independent
- Bank
- Bank
- BANK MIDWEST1 · 8.3%Bank
- FIRST UNITED BANK1 · 8.3%Bank
- FINANCIAL AGENT SERVICES1 · 8.3%Independent
- SERVISFIRST BANK1 · 8.3%Bank
- BEACON BANK & TRUST1 · 8.3%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated30 · 100.0%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
66 | 30A Rosemary Beach | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | WESTERN EQUIPMENT FINANCE, A DIVISION OF WESTERN STATE BANK Independent | Sep 2023 |
66 | BRU Rosemary Beach | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | CSC, AS REPRESENTATIVE Other | Nov 2022 |
63 | OHA Rosemary Beach | Equipment 35 mo old · early+32Near the 36-month mark+7 | FIRST CORPORATE SOLUTIONS, AS REPRESENTATIVE Other | Nov 2023 |
59 | KIN Rosemary Beach | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | WEBBANK, ITS SUCCESSORS AND ASSIGNEES Bank | Oct 2022 |
55 | COA Rosemary Beach | Equipment 51 mo old · late window+29Near the 48-month mark+2 | ALLEGIANT PARTNERS INCORPORATED Other | Jul 2022 |
55 | OHA Rosemary Beach | Equipment 51 mo old · late window+29Near the 48-month mark+2 | C T CORPORATION SYSTEM, AS REPRESENTATIVE Other | Jul 2022 |
51 | HAN Rosemary Beach | Equipment 52 mo old · late window+27Active, no continuation+10 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Jun 2022 |
49 | FAH Rosemary Beach | Equipment 41 mo old · peak window+35Active, no continuation+10 | UNITED COMMUNITY BANK D/B/A PROGRESS BANK AND TRUST Bank | May 2023 |
Nearby cities
- Panama City2,150
- Panama City Beach973
- Santa Rosa Beach889
- Freeport409
- Marianna396
- Defuniak Springs361
- Lynn Haven357
- Chipley356
- Bonifay182
- Cottondale127
- Inlet Beach124
- Port Saint Joe111
Top lenders in Rosemary Beach
- WESTERN EQUIPMENT FINANCE, A DIVISION OF WESTERN STATE BANK1
- WEBBANK, ITS SUCCESSORS AND ASSIGNEES1
- UNITED COMMUNITY BANK D/B/A PROGRESS BANK AND TRUST1
- BANK MIDWEST1
- FINANCIAL AGENT SERVICES1
- SERVISFIRST BANK1
- BEACON BANK & TRUST1
- COMMUNITY BANK OF MISSISSIPPI1
Questions
How many equipment loans are active in Rosemary Beach, FL?
How many equipment loans in Rosemary Beach, FL end in the next six months?
Which lenders finance the most equipment in Rosemary Beach, FL?
Is Rosemary Beach, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.