Updated November 11, 2026
Construction equipment loans in Punta Gorda, FL
Punta Gorda has 83 active UCC filings for construction equipment across 36 businesses, about 2.3 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 27. 12 of these loans reach a typical 36, 48 or 60 month term end in the next six months. Caterpillar Financial dominates with 43% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+0% on the year before
New equipment filings by month
Punta Gorda, FL, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 8 |
| 2025-02 | 3 |
| 2025-03 | 2 |
| 2025-04 | 1 |
| 2025-05 | 2 |
| 2025-06 | 4 |
| 2025-07 | 3 |
| 2025-08 | 3 |
| 2025-09 | 0 |
| 2025-10 | 0 |
| 2025-11 | 0 |
| 2025-12 | 2 |
| 2026-01 | 4 |
| 2026-02 | 3 |
| 2026-03 | 1 |
| 2026-04 | 1 |
| 2026-05 | 3 |
| 2026-06 | 8 |
| 2026-07 | 0 |
| 2026-08 | 3 |
| 2026-09 | 2 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial36 · 43.4%Captive finance
- John Deere Financial35 · 42.2%Captive finance
- JCB FINANCE8 · 9.6%Captive finance
- Komatsu Financial4 · 4.8%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | TIM Punta Gorda | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
89 | SIT Punta Gorda | Construction 49 mo old · late window+33Near the 48-month mark+7 | Caterpillar Financial Captive finance | Sep 2022 |
82 | HOB Punta Gorda | Construction 34 mo old · early+29Near the 36-month mark+4 | Caterpillar Financial Captive finance | Dec 2023 |
81 | JEN Punta Gorda | Construction 47 mo old · peak window+35Near the 48-month mark+7 | Caterpillar Financial Captive finance | Nov 2022 |
74 | SIT Punta Gorda | Construction 53 mo old · late window+25Active, no continuation+10 | Caterpillar Financial Captive finance | May 2022 |
69 | SIT Punta Gorda | Construction 31 mo old · early+20Active, no continuation+10 | Caterpillar Financial Captive finance | Mar 2024 |
69 | A.L Punta Gorda | Construction 41 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | May 2023 |
66 | SOU Punta Gorda | Construction 47 mo old · peak window+35Near the 48-month mark+7 | Caterpillar Financial Captive finance | Nov 2022 |
Construction in nearby cities
- Construction in Fort Myers280
- Construction in Cape Coral99
- Construction in Lehigh Acres100
- Construction in Port Charlotte30
- Construction in Labelle64
- Construction in North Fort Myers37
Top lenders here
Questions
How many construction equipment loans are active in Punta Gorda, FL?
How many construction equipment loans in Punta Gorda, FL end in the next six months?
Which lenders finance the most construction equipment in Punta Gorda, FL?
Is Punta Gorda, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.