Updated November 11, 2026
Equipment financing activity in Port St Joe, FL
Port St Joe has 49 active UCC filings for equipment across 35 businesses. 15 new filings were recorded in the last 12 months, up 275% on the year before. 12 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. The market is spread out: CENTENNIAL BANK leads with 11%, followed by REGIONS BANK, AS COLLATERAL AGENT at 11%. Banks and credit unions hold 67%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+275% on the year before
New equipment filings by month
Port St Joe, FL, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 0 |
| 2025-03 | 0 |
| 2025-04 | 0 |
| 2025-05 | 0 |
| 2025-06 | 0 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 0 |
| 2025-10 | 2 |
| 2025-11 | 2 |
| 2025-12 | 1 |
| 2026-01 | 1 |
| 2026-02 | 2 |
| 2026-03 | 2 |
| 2026-04 | 2 |
| 2026-05 | 1 |
| 2026-06 | 1 |
| 2026-07 | 1 |
| 2026-08 | 1 |
| 2026-09 | 2 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- CENTENNIAL BANK3 · 11.1%Bank
- REGIONS BANK, AS COLLATERAL AGENT3 · 11.1%Bank
- Independent
- YAMAHA MOTOR FINANCE CORP2 · 7.4%Independent
- EMERALD COAST FCU2 · 7.4%Bank
- NICOLET NATIONAL BANK2 · 7.4%Bank
- Bank
- YAMAHA MOTOR FINANCE CORP USA1 · 3.7%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated48 · 98.0%
- Construction1 · 2.0%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | COA Port St Joe | Construction 40 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | Jun 2023 |
74 | DUP Port St Joe | Equipment 41 mo old · peak window+35Active, no continuation+10 | C T CORPORATION SYSTEM, AS REPRESENTATIVE Other | May 2023 |
61 | CIR Port St Joe | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | NICOLET NATIONAL BANK Bank | Sep 2023 |
59 | MOT Port St Joe | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | EMERALD COAST FCU Bank | Oct 2023 |
59 | HM Port St Joe | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | ASSN COMPANY Other | Oct 2022 |
58 | CIR Port St Joe | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | NICOLET NATIONAL BANK Bank | Aug 2023 |
52 | MON Port St Joe | Equipment 34 mo old · early+29Near the 36-month mark+4 | INNOVATION REFUNDS Other | Dec 2023 |
52 | HIN Port St Joe | Equipment 56 mo old · late window+18Active, no continuation+10 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Feb 2022 |
Nearby cities
- Panama City2,150
- Panama City Beach973
- Santa Rosa Beach889
- Freeport409
- Marianna396
- Defuniak Springs361
- Lynn Haven357
- Chipley356
- Bonifay182
- Cottondale127
- Inlet Beach124
- Port Saint Joe111
Questions
How many equipment loans are active in Port St Joe, FL?
How many equipment loans in Port St Joe, FL end in the next six months?
Which lenders finance the most equipment in Port St Joe, FL?
What equipment is financed most in Port St Joe, FL?
Is Port St Joe, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.