Updated November 11, 2026
Construction equipment loans in Port Charlotte, FL
Port Charlotte has 30 active UCC filings for construction equipment across 18 businesses, about 1.7 per business, so repeat borrowers are common. 7 new filings were recorded in the last 12 months, down 42% on the year before. 4 of these loans reach a typical 36, 48 or 60 month term end in the next six months. Caterpillar Financial dominates with 63% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-42% on the year before
New equipment filings by month
Port Charlotte, FL, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 0 |
| 2025-03 | 0 |
| 2025-04 | 0 |
| 2025-05 | 1 |
| 2025-06 | 1 |
| 2025-07 | 0 |
| 2025-08 | 2 |
| 2025-09 | 4 |
| 2025-10 | 0 |
| 2025-11 | 2 |
| 2025-12 | 2 |
| 2026-01 | 0 |
| 2026-02 | 0 |
| 2026-03 | 1 |
| 2026-04 | 2 |
| 2026-05 | 1 |
| 2026-06 | 0 |
| 2026-07 | 0 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial19 · 63.3%Captive finance
- JCB FINANCE8 · 26.7%Captive finance
- John Deere Financial3 · 10.0%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
73 | COD Port Charlotte | Construction 38 mo old · peak window+35Near the 36-month mark+4 | Caterpillar Financial Captive finance | Aug 2023 |
71 | COD Port Charlotte | Construction 39 mo old · peak window+35Near the 36-month mark+2 | Caterpillar Financial Captive finance | Jul 2023 |
69 | INN Port Charlotte | Construction 40 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | Jun 2023 |
67 | YER Port Charlotte | Construction 32 mo old · early+23Active, no continuation+10 | JCB FINANCE Captive finance | Feb 2024 |
66 | EPI Port Charlotte | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Caterpillar Financial Captive finance | Sep 2023 |
59 | SAF Port Charlotte | Construction 53 mo old · late window+25Active, no continuation+10 | JCB FINANCE Captive finance | Jun 2022 |
54 | COD Port Charlotte | Construction 31 mo old · early+20Active, no continuation+10 | Caterpillar Financial Captive finance | Mar 2024 |
54 | BAC Port Charlotte | Construction 43 mo old · peak window+35Moved to another lender Mar 2024 | Caterpillar Financial Captive finance | Mar 2023 |
Construction in nearby cities
- Construction in Fort Myers280
- Construction in Cape Coral99
- Construction in Lehigh Acres100
- Construction in Punta Gorda83
- Construction in Labelle64
- Construction in North Fort Myers37
Top lenders here
Questions
How many construction equipment loans are active in Port Charlotte, FL?
How many construction equipment loans in Port Charlotte, FL end in the next six months?
Which lenders finance the most construction equipment in Port Charlotte, FL?
Is Port Charlotte, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.