Updated November 11, 2026
Construction equipment loans in Oviedo, FL
Oviedo has 79 active UCC filings for construction equipment across 21 businesses, about 3.8 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 22. 16 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 20% of the book. Caterpillar Financial dominates with 47% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+0% on the year before
New equipment filings by month
Oviedo, FL, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 4 |
| 2025-02 | 2 |
| 2025-03 | 3 |
| 2025-04 | 2 |
| 2025-05 | 6 |
| 2025-06 | 2 |
| 2025-07 | 2 |
| 2025-08 | 1 |
| 2025-09 | 0 |
| 2025-10 | 0 |
| 2025-11 | 0 |
| 2025-12 | 12 |
| 2026-01 | 2 |
| 2026-02 | 0 |
| 2026-03 | 2 |
| 2026-04 | 1 |
| 2026-05 | 0 |
| 2026-06 | 1 |
| 2026-07 | 0 |
| 2026-08 | 1 |
| 2026-09 | 0 |
| 2026-10 | 3 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial37 · 46.8%Captive finance
- John Deere Financial20 · 25.3%Captive finance
- Komatsu Financial19 · 24.1%Captive finance
- JCB FINANCE3 · 3.8%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
78 | SOU Oviedo | Construction 35 mo old · early+32Near the 36-month mark+7 | John Deere Financial Captive finance | Nov 2023 |
78 | SOU Oviedo | Construction 35 mo old · early+32Near the 36-month mark+7 | John Deere Financial Captive finance | Nov 2023 |
78 | SOU Oviedo | Construction 38 mo old · peak window+35Near the 36-month mark+4 | John Deere Financial Captive finance | Aug 2023 |
78 | SOU Oviedo | Construction 38 mo old · peak window+35Near the 36-month mark+4 | John Deere Financial Captive finance | Aug 2023 |
78 | SOU Oviedo | Construction 46 mo old · peak window+35Near the 48-month mark+4 | John Deere Financial Captive finance | Dec 2022 |
74 | SOU Oviedo | Construction 43 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Mar 2023 |
74 | SOU Oviedo | Construction 43 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Mar 2023 |
69 | PRE Oviedo | Construction 41 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | May 2023 |
Construction in nearby cities
- Construction in Winter Park25
- Construction in Sanford143
- Construction in Apopka53
- Construction in Longwood70
- Construction in Deland59
- Construction in Deltona25
- Construction in Winter Springs44
- Construction in Orange City42
- Construction in Mims31
Top lenders here
Questions
How many construction equipment loans are active in Oviedo, FL?
How many construction equipment loans in Oviedo, FL end in the next six months?
Which lenders finance the most construction equipment in Oviedo, FL?
Is Oviedo, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.