Updated November 11, 2026
Equipment financing activity in Mayo, FL
Mayo has 160 active UCC filings for equipment across 59 businesses, about 2.7 per business, so repeat borrowers are common. 42 new filings were recorded in the last 12 months, up 40% on the year before. 41 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 26% of the book. The market is spread out: John Deere Financial leads with 17%, followed by LAFAYETTE STATE BANK at 13%. Agriculture is the largest equipment type, at 16%. Banks and credit unions hold 45%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+40% on the year before
New equipment filings by month
Mayo, FL, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 6 |
| 2025-02 | 6 |
| 2025-03 | 1 |
| 2025-04 | 2 |
| 2025-05 | 4 |
| 2025-06 | 0 |
| 2025-07 | 1 |
| 2025-08 | 2 |
| 2025-09 | 5 |
| 2025-10 | 1 |
| 2025-11 | 2 |
| 2025-12 | 3 |
| 2026-01 | 2 |
| 2026-02 | 1 |
| 2026-03 | 9 |
| 2026-04 | 5 |
| 2026-05 | 2 |
| 2026-06 | 2 |
| 2026-07 | 5 |
| 2026-08 | 5 |
| 2026-09 | 4 |
| 2026-10 | 2 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial18 · 17.5%Captive finance
- LAFAYETTE STATE BANK13 · 12.6%Bank
- Caterpillar Financial7 · 6.8%Captive finance
- AGCO Finance7 · 6.8%Captive finance
- FIRST FEDERAL BANK5 · 4.9%Bank
- Bank
- Komatsu Financial4 · 3.9%Captive finance
- Kubota Credit3 · 2.9%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated117 · 73.1%
- Agriculture26 · 16.3%
- Construction17 · 10.6%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | SOU Mayo | Construction 41 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | May 2023 |
81 | SOU Mayo | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | C T CORPORATION SYSTEM, AS REPRESENTATIVE Other | Sep 2023 |
80 | SOU Mayo | Construction 51 mo old · late window+29Near the 48-month mark+2 | John Deere Financial Captive finance | Jul 2022 |
79 | FUN Mayo | Agriculture 40 mo old · peak window+35Active, no continuation+10 | FARM CREDIT OF FLORIDA, ACA, IN ITS SOLE CAPACITY AND AS AGENT/NOMINEE Bank | Jun 2023 |
74 | J & Mayo | Equipment 50 mo old · late window+31Near the 48-month mark+4 | LAFAYETTE STATE BANK Bank | Aug 2022 |
73 | WCF Mayo | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | MIDDESK, INC. AS REPRESENTATIVE Other | Aug 2023 |
72 | PEA Mayo | Construction 32 mo old · early+23Active, no continuation+10 | John Deere Financial Captive finance | Feb 2024 |
72 | SOU Mayo | Construction 54 mo old · late window+23Active, no continuation+10 | John Deere Financial Captive finance | Apr 2022 |
Equipment types in Mayo
Nearby cities
- Lake City1,337
- Orange Park1,334
- Saint Augustine1,247
- St. Augustine1,137
- Ponte Vedra Beach704
- Middleburg702
- Green Cove Springs668
- Live Oak642
- Fernandina Beach521
- Ponte Vedra454
- Fleming Island397
- Yulee292
Questions
How many equipment loans are active in Mayo, FL?
How many equipment loans in Mayo, FL end in the next six months?
Which lenders finance the most equipment in Mayo, FL?
What equipment is financed most in Mayo, FL?
Is Mayo, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.