Updated November 11, 2026
Equipment financing activity in Macclenny, FL
Macclenny has 258 active UCC filings for equipment across 115 businesses, about 2.2 per business, so repeat borrowers are common. 70 new filings were recorded in the last 12 months, down 7% on the year before. 51 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 20% of the book. The market is spread out: John Deere Financial leads with 20%, followed by FIRST FEDERAL BANK at 10%. Construction is the largest equipment type, at 17%. Banks and credit unions hold 46%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-7% on the year before
New equipment filings by month
Macclenny, FL, last 24 months. The current month is still coming in.
| 2024-12 | 18 |
|---|---|
| 2025-01 | 23 |
| 2025-02 | 3 |
| 2025-03 | 3 |
| 2025-04 | 4 |
| 2025-05 | 3 |
| 2025-06 | 2 |
| 2025-07 | 5 |
| 2025-08 | 8 |
| 2025-09 | 2 |
| 2025-10 | 3 |
| 2025-11 | 6 |
| 2025-12 | 4 |
| 2026-01 | 22 |
| 2026-02 | 6 |
| 2026-03 | 6 |
| 2026-04 | 0 |
| 2026-05 | 5 |
| 2026-06 | 3 |
| 2026-07 | 5 |
| 2026-08 | 5 |
| 2026-09 | 3 |
| 2026-10 | 6 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial31 · 19.7%Captive finance
- FIRST FEDERAL BANK15 · 9.6%Bank
- Caterpillar Financial11 · 7.0%Captive finance
- Kubota Credit8 · 5.1%Captive finance
- AMERIS BANK6 · 3.8%Bank
- Bank
- FIRST WESTERN BANK & TRUST3 · 1.9%Bank
- STEARNS BANK EQUIPMENT FINANCE3 · 1.9%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated201 · 77.9%
- Construction43 · 16.7%
- Agriculture11 · 4.3%
- Manufacturing2 · 0.8%
- IT & office1 · 0.4%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
86 | HIC Macclenny | Construction 45 mo old · peak window+35Near the 48-month mark+2 | John Deere Financial Captive finance | Jan 2023 |
84 | JAA Macclenny | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | C T CORPORATION SYSTEM, AS REPRESENTATIVE Other | Oct 2022 |
83 | ICE Macclenny | Manufacturing 46 mo old · peak window+35Near the 48-month mark+4 | Toyota Industries Commercial Finance Captive finance | Dec 2022 |
79 | VEC Macclenny | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | FIRST CORPORATE SOLUTIONS, AS REPRESENTATIVE Other | Oct 2023 |
78 | BUR Macclenny | Construction 46 mo old · peak window+35Near the 48-month mark+4 | Caterpillar Financial Captive finance | Dec 2022 |
76 | JOS Macclenny | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | US BUSINESS SERVICES Other | Nov 2022 |
74 | BUR Macclenny | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | FIRST FEDERAL BANK Bank | Oct 2022 |
74 | JMH Macclenny | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | FIRST CORPORATE SOLUTIONS, AS REPRESENTATIVE Other | Oct 2022 |
Equipment types in Macclenny
Nearby cities
- Lake City1,337
- Orange Park1,334
- Saint Augustine1,247
- St. Augustine1,137
- Ponte Vedra Beach704
- Middleburg702
- Green Cove Springs668
- Live Oak642
- Fernandina Beach521
- Ponte Vedra454
- Fleming Island397
- Yulee292
Questions
How many equipment loans are active in Macclenny, FL?
How many equipment loans in Macclenny, FL end in the next six months?
Which lenders finance the most equipment in Macclenny, FL?
What equipment is financed most in Macclenny, FL?
Is Macclenny, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.