Updated November 10, 2026
Equipment financing activity in Lawtey, FL
Lawtey has 55 active UCC filings for equipment across 31 businesses, about 1.8 per business, so repeat borrowers are common. 12 new filings were recorded in the last 12 months, down 40% on the year before. 8 of these loans reach a typical 36, 48 or 60 month term end in the next six months. John Deere Financial dominates with 27% of active filings. Agriculture is the largest equipment type, at 20%. Captive finance arms of the manufacturers write 48% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-40% on the year before
New equipment filings by month
Lawtey, FL, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 1 |
| 2025-03 | 0 |
| 2025-04 | 1 |
| 2025-05 | 6 |
| 2025-06 | 1 |
| 2025-07 | 0 |
| 2025-08 | 2 |
| 2025-09 | 2 |
| 2025-10 | 1 |
| 2025-11 | 1 |
| 2025-12 | 1 |
| 2026-01 | 0 |
| 2026-02 | 1 |
| 2026-03 | 2 |
| 2026-04 | 0 |
| 2026-05 | 1 |
| 2026-06 | 2 |
| 2026-07 | 1 |
| 2026-08 | 0 |
| 2026-09 | 3 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial9 · 27.3%Captive finance
- DLL4 · 12.1%Independent
- Kubota Credit3 · 9.1%Captive finance
- ONE FLORIDA BANK2 · 6.1%Bank
- Bank
- CAPITAL CITY BANK2 · 6.1%Bank
- Caterpillar Financial2 · 6.1%Captive finance
- Komatsu Financial2 · 6.1%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated39 · 70.9%
- Agriculture11 · 20.0%
- Construction5 · 9.1%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | C & Lawtey | Agriculture 50 mo old · late window+31Near the 48-month mark+4 | John Deere Financial Captive finance | Aug 2022 |
81 | WIL Lawtey | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | AG-PRO Other | Nov 2022 |
80 | C & Lawtey | Agriculture 51 mo old · late window+29Near the 48-month mark+2 | John Deere Financial Captive finance | Jul 2022 |
78 | HAR Lawtey | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | ONE FLORIDA BANK Bank | Dec 2022 |
74 | WIL Lawtey | Equipment 40 mo old · peak window+35Active, no continuation+10 | AG-PRO Other | Jun 2023 |
66 | C & Lawtey | Equipment 52 mo old · late window+27Active, no continuation+10 | STEARNS BANK EQUIPMENT FINANCE Bank | Jun 2022 |
64 | JAG Lawtey | Construction 55 mo old · late window+20Active, no continuation+10 | John Deere Financial Captive finance | Apr 2022 |
53 | BRA Lawtey | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | CAPITAL CITY BANK Bank | Dec 2022 |
Nearby cities
- Lake City1,337
- Orange Park1,334
- Saint Augustine1,247
- St. Augustine1,137
- Ponte Vedra Beach704
- Middleburg702
- Green Cove Springs668
- Live Oak642
- Fernandina Beach521
- Ponte Vedra454
- Fleming Island397
- Yulee292
Top lenders in Lawtey
- John Deere Financial9
- DLL4
- Kubota Credit3
- ONE FLORIDA BANK2
- SHEFFIELD FINANCIAL, A DIVISION OF BRANCH BANKING AND TRUST COMPANY2
- CAPITAL CITY BANK2
- Caterpillar Financial2
- Komatsu Financial2
- WELLS FARGO VENDOR FINANCIAL SERVICES, LLC1
- GREATAMERICA FINANCIAL SERVICES CORPORATION1
Questions
How many equipment loans are active in Lawtey, FL?
How many equipment loans in Lawtey, FL end in the next six months?
Which lenders finance the most equipment in Lawtey, FL?
What equipment is financed most in Lawtey, FL?
Is Lawtey, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 10, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.