Updated November 11, 2026
Equipment financing activity in Hilliard, FL
Hilliard has 209 active UCC filings for equipment across 90 businesses, about 2.3 per business, so repeat borrowers are common. 60 new filings were recorded in the last 12 months, up 28% on the year before. 47 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 22% of the book. The market is spread out: John Deere Financial leads with 15%, followed by Kubota Credit at 9%. Construction is the largest equipment type, at 13%. Banks and credit unions hold 47%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+28% on the year before
New equipment filings by month
Hilliard, FL, last 24 months. The current month is still coming in.
| 2024-12 | 5 |
|---|---|
| 2025-01 | 7 |
| 2025-02 | 2 |
| 2025-03 | 5 |
| 2025-04 | 5 |
| 2025-05 | 3 |
| 2025-06 | 1 |
| 2025-07 | 2 |
| 2025-08 | 2 |
| 2025-09 | 7 |
| 2025-10 | 6 |
| 2025-11 | 2 |
| 2025-12 | 4 |
| 2026-01 | 1 |
| 2026-02 | 9 |
| 2026-03 | 3 |
| 2026-04 | 2 |
| 2026-05 | 7 |
| 2026-06 | 7 |
| 2026-07 | 8 |
| 2026-08 | 7 |
| 2026-09 | 4 |
| 2026-10 | 6 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial24 · 14.7%Captive finance
- Kubota Credit14 · 8.6%Captive finance
- Caterpillar Financial12 · 7.4%Captive finance
- AMERIS BANK10 · 6.1%Bank
- SOUTHEASTERN BANK10 · 6.1%Bank
- ONE FLORIDA BANK10 · 6.1%Bank
- Bank
- Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated149 · 71.3%
- Construction28 · 13.4%
- Agriculture26 · 12.4%
- Manufacturing3 · 1.4%
- IT & office2 · 1.0%
- Vehicles1 · 0.5%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
89 | SLO Hilliard | Agriculture 48 mo old · peak window+35Near the 48-month mark+10 | Kubota Credit Captive finance | Oct 2022 |
88 | JB Hilliard | Agriculture 38 mo old · peak window+35Near the 36-month mark+4 | Kubota Credit Captive finance | Sep 2023 |
88 | STE Hilliard | Agriculture 46 mo old · peak window+35Near the 48-month mark+4 | Kubota Credit Captive finance | Dec 2022 |
86 | WAY Hilliard | Construction 47 mo old · peak window+35Near the 48-month mark+7 | John Deere Financial Captive finance | Nov 2022 |
84 | HOB Hilliard | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | FNB SOUTH Other | Oct 2023 |
81 | FLO Hilliard | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | LINDER INDUSTRIAL MACHINERY Other | Sep 2023 |
79 | CUN Hilliard | Equipment 49 mo old · late window+33Near the 48-month mark+7 | UNIFI EQUIPMENT FINANCE, INC. Independent | Sep 2022 |
78 | CUN Hilliard | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | UNIFI EQUIPMENT FINANCE, INC. Independent | Dec 2022 |
Equipment types in Hilliard
Nearby cities
- Lake City1,337
- Orange Park1,334
- Saint Augustine1,247
- St. Augustine1,137
- Ponte Vedra Beach704
- Middleburg702
- Green Cove Springs668
- Live Oak642
- Fernandina Beach521
- Ponte Vedra454
- Fleming Island397
- Yulee292
Top lenders in Hilliard
- John Deere Financial24
- Kubota Credit14
- Caterpillar Financial12
- AMERIS BANK10
- SOUTHEASTERN BANK10
- ONE FLORIDA BANK10
- SHEFFIELD FINANCIAL, A DIVISION OF BRANCH BANKING AND TRUST COMPANY7
- WELLS FARGO VENDOR FINANCIAL SERVICES, LLC7
- BANK OF THE WEST6
- VYSTAR CREDIT UNION4
Questions
How many equipment loans are active in Hilliard, FL?
How many equipment loans in Hilliard, FL end in the next six months?
Which lenders finance the most equipment in Hilliard, FL?
What equipment is financed most in Hilliard, FL?
Is Hilliard, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.