Updated November 12, 2026
Equipment financing activity in Grand Ridge, FL
Grand Ridge has 56 active UCC filings for equipment across 31 businesses, about 1.8 per business, so repeat borrowers are common. 14 new filings were recorded in the last 12 months, down 13% on the year before. 13 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 23% of the book. The market is spread out: Kubota Credit leads with 17%, followed by FARM CREDIT OF NORTHWEST FLORIDA, ACA, AS AGENT/NOMINEE at 14%. Agriculture is the largest equipment type, at 27%. Banks and credit unions hold 46%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-12% on the year before
New equipment filings by month
Grand Ridge, FL, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 1 |
| 2025-03 | 0 |
| 2025-04 | 1 |
| 2025-05 | 3 |
| 2025-06 | 1 |
| 2025-07 | 1 |
| 2025-08 | 3 |
| 2025-09 | 1 |
| 2025-10 | 3 |
| 2025-11 | 3 |
| 2025-12 | 0 |
| 2026-01 | 2 |
| 2026-02 | 1 |
| 2026-03 | 2 |
| 2026-04 | 1 |
| 2026-05 | 1 |
| 2026-06 | 0 |
| 2026-07 | 2 |
| 2026-08 | 0 |
| 2026-09 | 2 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kubota Credit6 · 17.1%Captive finance
- Bank
- PEOPLESSOUTH BANK5 · 14.3%Bank
- John Deere Financial3 · 8.6%Captive finance
- AUXILIOR CAPITAL PARTNERS, INC.3 · 8.6%Independent
- Bank
- Bank
- Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated41 · 73.2%
- Agriculture15 · 26.8%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
79 | HEW Grand Ridge | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | AUXILIOR CAPITAL PARTNERS, INC. Independent | Oct 2022 |
74 | G & Grand Ridge | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Nov 2022 |
68 | JAC Grand Ridge | Equipment 35 mo old · early+32Near the 36-month mark+7 | EQUIFY FINANCIAL, LLC Independent | Nov 2023 |
64 | DEL Grand Ridge | Agriculture 40 mo old · peak window+35Active, no continuation+10 | CNH Industrial Capital Captive finance | Jun 2023 |
64 | COR Grand Ridge | Equipment 43 mo old · peak window+35Active, no continuation+10 | FAITH MEMORIALS, INC. Other | Mar 2023 |
64 | SPA Grand Ridge | Agriculture 48 mo old · peak window+35Moved to another lender Jul 2026 | FARM CREDIT OF NORTHWEST FLORIDA, ACA Bank | Oct 2022 |
64 | LOL Grand Ridge | Equipment 50 mo old · late window+31Near the 48-month mark+4 | WELLS FARGO VENDOR FINANCIAL SERVICES, LLC Bank | Aug 2022 |
61 | TEM Grand Ridge | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | CHTD COMPANY Other | Nov 2022 |
Nearby cities
- Panama City2,150
- Panama City Beach973
- Santa Rosa Beach889
- Freeport409
- Marianna396
- Defuniak Springs361
- Lynn Haven357
- Chipley356
- Bonifay182
- Cottondale127
- Inlet Beach124
- Port Saint Joe111
Top lenders in Grand Ridge
- Kubota Credit6
- FARM CREDIT OF NORTHWEST FLORIDA, ACA, AS AGENT/NOMINEE5
- PEOPLESSOUTH BANK5
- John Deere Financial3
- AUXILIOR CAPITAL PARTNERS, INC.3
- WELLS FARGO BANK, NATIONAL ASSOCIATION2
- WELLS FARGO VENDOR FINANCIAL SERVICES, LLC1
- DIVERSIFIED FINANCIAL SERVICES, LLC1
- MAHINDRA FINANCE USA LLC1
- STEARNS BANK EQUIPMENT FINANCE1
Questions
How many equipment loans are active in Grand Ridge, FL?
How many equipment loans in Grand Ridge, FL end in the next six months?
Which lenders finance the most equipment in Grand Ridge, FL?
What equipment is financed most in Grand Ridge, FL?
Is Grand Ridge, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.