Updated November 10, 2026
Equipment financing activity in Elkton, FL
Elkton has 92 active UCC filings for equipment across 48 businesses, about 1.9 per business, so repeat borrowers are common. 15 new filings were recorded in the last 12 months, down 40% on the year before. 29 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 32% of the book. John Deere Financial dominates with 33% of active filings. Agriculture is the largest equipment type, at 39%. Captive finance arms of the manufacturers write 56% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-40% on the year before
New equipment filings by month
Elkton, FL, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 3 |
| 2025-02 | 2 |
| 2025-03 | 1 |
| 2025-04 | 1 |
| 2025-05 | 1 |
| 2025-06 | 3 |
| 2025-07 | 0 |
| 2025-08 | 2 |
| 2025-09 | 4 |
| 2025-10 | 3 |
| 2025-11 | 3 |
| 2025-12 | 1 |
| 2026-01 | 1 |
| 2026-02 | 1 |
| 2026-03 | 0 |
| 2026-04 | 3 |
| 2026-05 | 0 |
| 2026-06 | 1 |
| 2026-07 | 2 |
| 2026-08 | 4 |
| 2026-09 | 0 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial26 · 32.9%Captive finance
- Kubota Credit12 · 15.2%Captive finance
- Independent
- Captive finance
- AMERIS BANK3 · 3.8%Bank
- Bank
- Caterpillar Financial3 · 3.8%Captive finance
- VYSTAR CREDIT UNION2 · 2.5%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated47 · 51.1%
- Agriculture36 · 39.1%
- Construction6 · 6.5%
- Manufacturing3 · 3.3%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
79 | LEE Elkton | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
76 | LEE Elkton | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | John Deere Financial Captive finance | Sep 2023 |
76 | DK Elkton | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Caterpillar Financial Captive finance | Sep 2023 |
76 | EXT Elkton | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | Kubota Credit Captive finance | Sep 2023 |
73 | LEE Elkton | Agriculture 35 mo old · early+32Near the 36-month mark+7 | John Deere Financial Captive finance | Nov 2023 |
71 | LMC Elkton | Agriculture 39 mo old · peak window+35Near the 36-month mark+2 | Kubota Credit Captive finance | Jul 2023 |
69 | KA- Elkton | Agriculture 31 mo old · early+20Active, no continuation+10 | Kubota Credit Captive finance | Mar 2024 |
69 | LEE Elkton | Agriculture 43 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Mar 2023 |
Equipment types in Elkton
Nearby cities
- Lake City1,337
- Orange Park1,334
- Saint Augustine1,247
- St. Augustine1,137
- Ponte Vedra Beach704
- Middleburg702
- Green Cove Springs668
- Live Oak642
- Fernandina Beach521
- Ponte Vedra454
- Fleming Island397
- Yulee292
Questions
How many equipment loans are active in Elkton, FL?
How many equipment loans in Elkton, FL end in the next six months?
Which lenders finance the most equipment in Elkton, FL?
What equipment is financed most in Elkton, FL?
Is Elkton, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 10, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.