Updated November 12, 2026
Equipment financing activity in Chuluota, FL
Chuluota has 99 active UCC filings for equipment across 60 businesses, about 1.6 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 21. 27 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 27% of the book. The market is spread out: John Deere Financial leads with 19%, followed by Caterpillar Financial at 12%. Agriculture is the largest equipment type, at 16%. Captive finance arms of the manufacturers write 42% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-5% on the year before
New equipment filings by month
Chuluota, FL, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 1 |
| 2025-03 | 3 |
| 2025-04 | 4 |
| 2025-05 | 4 |
| 2025-06 | 1 |
| 2025-07 | 1 |
| 2025-08 | 3 |
| 2025-09 | 0 |
| 2025-10 | 4 |
| 2025-11 | 1 |
| 2025-12 | 3 |
| 2026-01 | 2 |
| 2026-02 | 4 |
| 2026-03 | 1 |
| 2026-04 | 1 |
| 2026-05 | 1 |
| 2026-06 | 3 |
| 2026-07 | 3 |
| 2026-08 | 2 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial15 · 19.5%Captive finance
- Caterpillar Financial9 · 11.7%Captive finance
- Kubota Credit7 · 9.1%Captive finance
- FAIRWINDS CREDIT UNION5 · 6.5%Bank
- ONE FLORIDA BANK4 · 5.2%Bank
- JPMORGAN CHASE BANK, NA3 · 3.9%Bank
- DLL3 · 3.9%Independent
- Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated67 · 67.7%
- Agriculture16 · 16.2%
- Construction16 · 16.2%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
81 | SOU Chuluota | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | VFS US LLC Other | Nov 2022 |
79 | TYT Chuluota | Equipment 49 mo old · late window+33Near the 48-month mark+7 | PNC BANK, NATIONAL ASSOCIATION Bank | Sep 2022 |
74 | TYT Chuluota | Equipment 50 mo old · late window+31Near the 48-month mark+4 | C T CORPORATION SYSTEM, AS REPRESENTATIVE Other | Aug 2022 |
69 | SPO Chuluota | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | Kubota Credit Captive finance | Oct 2023 |
62 | MJ2 Chuluota | Construction 33 mo old · early+26Near the 36-month mark+2 | Caterpillar Financial Captive finance | Jan 2024 |
62 | MID Chuluota | Agriculture 34 mo old · early+29Near the 36-month mark+4 | Kubota Credit Captive finance | Dec 2023 |
59 | CAR Chuluota | Equipment 43 mo old · peak window+35Active, no continuation+10 | ONE FLORIDA BANK Bank | Mar 2023 |
59 | ABH Chuluota | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | ABL RPC RESIDENTIAL CREDIT ACQUISTION, LLC A DELAWARE LIMITED LIABILITY CO Independent | Oct 2022 |
Nearby cities
- Winter Park2,793
- Sanford2,297
- Apopka2,148
- Longwood1,801
- Altamonte Springs1,531
- Deland1,408
- Oviedo1,263
- Lake Mary1,177
- Maitland1,153
- Deltona822
- Titusville656
- Eustis644
Questions
How many equipment loans are active in Chuluota, FL?
How many equipment loans in Chuluota, FL end in the next six months?
Which lenders finance the most equipment in Chuluota, FL?
What equipment is financed most in Chuluota, FL?
Is Chuluota, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.