Updated November 11, 2026
Equipment financing activity in Christmas, FL
Christmas has 42 active UCC filings for equipment across 30 businesses. 12 new filings were recorded in the last 12 months, up 50% on the year before. 10 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. The market is spread out: Kubota Credit leads with 18%, followed by WELLS FARGO VENDOR FINANCIAL SERVICES, LLC at 9%. Agriculture is the largest equipment type, at 14%.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+50% on the year before
New equipment filings by month
Christmas, FL, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 0 |
| 2025-03 | 0 |
| 2025-04 | 1 |
| 2025-05 | 1 |
| 2025-06 | 1 |
| 2025-07 | 1 |
| 2025-08 | 2 |
| 2025-09 | 0 |
| 2025-10 | 2 |
| 2025-11 | 0 |
| 2025-12 | 1 |
| 2026-01 | 0 |
| 2026-02 | 0 |
| 2026-03 | 1 |
| 2026-04 | 1 |
| 2026-05 | 3 |
| 2026-06 | 2 |
| 2026-07 | 1 |
| 2026-08 | 1 |
| 2026-09 | 1 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kubota Credit6 · 18.2%Captive finance
- Bank
- DLL3 · 9.1%Independent
- MARLIN LEASING CORP2 · 6.1%Independent
- PNC BANK, NATIONAL ASSOCIATION2 · 6.1%Bank
- ALL AMERICA FINANCIAL LLC2 · 6.1%Independent
- Caterpillar Financial2 · 6.1%Captive finance
- NEWLANE FINANCE COMPANY1 · 3.0%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated33 · 78.6%
- Agriculture6 · 14.3%
- Construction2 · 4.8%
- IT & office1 · 2.4%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
81 | J&R Christmas | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | US BUSINESS SERVICES Other | Sep 2023 |
78 | J&R Christmas | Equipment 35 mo old · early+32Near the 36-month mark+7 | ALL AMERICA FINANCIAL LLC Independent | Nov 2023 |
71 | MEG Christmas | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | MARLIN LEASING CORP Independent | Sep 2023 |
69 | OUT Christmas | Agriculture 44 mo old · peak window+35Active, no continuation+10 | Kubota Credit Captive finance | Feb 2023 |
53 | MUL Christmas | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | KEYSTONE EQUIPMENT FINANCE CORP. Independent | Aug 2023 |
49 | FOO Christmas | Equipment 43 mo old · peak window+35Active, no continuation+10 | WEBBANK, ITS SUCCESSORS AND ASSIGNEES Bank | Mar 2023 |
48 | MAV Christmas | Equipment 46 mo old · peak window+35Moved to another lender Sep 2026 | NEWLANE FINANCE COMPANY Independent | Dec 2022 |
47 | ADC Christmas | Agriculture 30 mo old · early+18Active, no continuation+10 | Kubota Credit Captive finance | Apr 2024 |
Nearby cities
- Winter Park2,793
- Sanford2,297
- Apopka2,148
- Longwood1,801
- Altamonte Springs1,531
- Deland1,408
- Oviedo1,263
- Lake Mary1,177
- Maitland1,153
- Deltona822
- Titusville656
- Eustis644
Questions
How many equipment loans are active in Christmas, FL?
How many equipment loans in Christmas, FL end in the next six months?
Which lenders finance the most equipment in Christmas, FL?
What equipment is financed most in Christmas, FL?
Is Christmas, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.