Updated November 11, 2026
Construction equipment loans in Cape Coral, FL
Cape Coral has 99 active UCC filings for construction equipment across 61 businesses, about 1.6 per business, so repeat borrowers are common. 17 new filings were recorded in the last 12 months, down 35% on the year before. 24 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. Caterpillar Financial dominates with 57% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-35% on the year before
New equipment filings by month
Cape Coral, FL, last 24 months. The current month is still coming in.
| 2024-12 | 3 |
|---|---|
| 2025-01 | 3 |
| 2025-02 | 1 |
| 2025-03 | 1 |
| 2025-04 | 2 |
| 2025-05 | 0 |
| 2025-06 | 1 |
| 2025-07 | 4 |
| 2025-08 | 5 |
| 2025-09 | 2 |
| 2025-10 | 0 |
| 2025-11 | 3 |
| 2025-12 | 2 |
| 2026-01 | 2 |
| 2026-02 | 4 |
| 2026-03 | 0 |
| 2026-04 | 2 |
| 2026-05 | 0 |
| 2026-06 | 1 |
| 2026-07 | 0 |
| 2026-08 | 2 |
| 2026-09 | 3 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial56 · 56.6%Captive finance
- John Deere Financial26 · 26.3%Captive finance
- JCB FINANCE12 · 12.1%Captive finance
- Komatsu Financial3 · 3.0%Captive finance
- WAGNER EQUIPMENT COMPANY1 · 1.0%Captive finance
- DOOSAN BOBCAT NORTH AMERICA, INC.1 · 1.0%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | KRU Cape Coral | Construction 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
91 | SUN Cape Coral | Construction 37 mo old · peak window+35Near the 36-month mark+7 | John Deere Financial Captive finance | Sep 2023 |
91 | SOS Cape Coral | Construction 37 mo old · peak window+35Near the 36-month mark+7 | JCB FINANCE Captive finance | Sep 2023 |
84 | YAN Cape Coral | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
84 | SUN Cape Coral | Construction 40 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Jun 2023 |
84 | ALL Cape Coral | Construction 48 mo old · peak window+35Near the 48-month mark+10 | JCB FINANCE Captive finance | Oct 2022 |
84 | CLE Cape Coral | Construction 48 mo old · peak window+35Near the 48-month mark+10 | Caterpillar Financial Captive finance | Oct 2022 |
82 | SUN Cape Coral | Construction 34 mo old · early+29Near the 36-month mark+4 | John Deere Financial Captive finance | Dec 2023 |
Construction in nearby cities
- Construction in Fort Myers280
- Construction in Lehigh Acres100
- Construction in Punta Gorda83
- Construction in Port Charlotte30
- Construction in Labelle64
- Construction in North Fort Myers37
Top lenders here
Questions
How many construction equipment loans are active in Cape Coral, FL?
How many construction equipment loans in Cape Coral, FL end in the next six months?
Which lenders finance the most construction equipment in Cape Coral, FL?
Is Cape Coral, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.