Updated November 11, 2026
Equipment financing activity in Altamonte, FL
Altamonte has 49 active UCC filings for equipment across 15 businesses, about 3.3 per business, so repeat borrowers are common. 1 new filings were recorded in the last 12 months, down 92% on the year before. 17 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 35% of the book. SOUTHSTATE BANK, N.A. dominates with 42% of active filings. Construction is the largest equipment type, at 18%. Banks and credit unions hold 63%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-92% on the year before
New equipment filings by month
Altamonte, FL, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 0 |
| 2025-03 | 1 |
| 2025-04 | 0 |
| 2025-05 | 0 |
| 2025-06 | 1 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 2 |
| 2025-10 | 2 |
| 2025-11 | 0 |
| 2025-12 | 0 |
| 2026-01 | 0 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 0 |
| 2026-05 | 0 |
| 2026-06 | 0 |
| 2026-07 | 0 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- SOUTHSTATE BANK, N.A.16 · 42.1%Bank
- Caterpillar Financial9 · 23.7%Captive finance
- SEACOAST BANK3 · 7.9%Bank
- THE HUNTINGTON NATIONAL BANK2 · 5.3%Bank
- SEACOAST NATIONAL BANK2 · 5.3%Bank
- FIRST CENTURY BANK, N.A.1 · 2.6%Bank
- ALL AMERICA FINANCIAL LLC1 · 2.6%Independent
- AUTOMOTIVE FINANCE CORPORATION1 · 2.6%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated40 · 81.6%
- Construction9 · 18.4%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | MEC Altamonte | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | FERGUSON ENTERPRISES, LLC Other | Oct 2022 |
66 | LOR Altamonte | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Jan 2023 |
66 | MEC Altamonte | Equipment 52 mo old · late window+27Active, no continuation+10 | TRANE U.S. INC. Other | Jun 2022 |
62 | MEC Altamonte | Equipment 32 mo old · early+23Active, no continuation+10 | WESCO DISTRIBUTION, INC. Other | Feb 2024 |
61 | MEC Altamonte | Construction 37 mo old · peak window+35Moved to another lender Feb 2024 | Caterpillar Financial Captive finance | Sep 2023 |
59 | TRA Altamonte | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | LIGHTER CAPITAL QUINCY SPV LLC Independent | Oct 2023 |
59 | KYL Altamonte | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | VISTA POINT SERVICES LLC Other | Oct 2022 |
59 | MEC Altamonte | Equipment 55 mo old · late window+20Active, no continuation+10 | LENNOX INDUSTRIES INC. Other | Mar 2022 |
Nearby cities
- Winter Park2,793
- Sanford2,297
- Apopka2,148
- Longwood1,801
- Altamonte Springs1,531
- Deland1,408
- Oviedo1,263
- Lake Mary1,177
- Maitland1,153
- Deltona822
- Titusville656
- Eustis644
Questions
How many equipment loans are active in Altamonte, FL?
How many equipment loans in Altamonte, FL end in the next six months?
Which lenders finance the most equipment in Altamonte, FL?
What equipment is financed most in Altamonte, FL?
Is Altamonte, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.