UCC Scout

Monthly report

Florida Equipment Finance Report, September 2026

Lenders filed 8,865 new UCC financing statements for business equipment in Florida in September 2026, down 45% from the month before and down 10% on the same month a year earlier. John Deere Financial filed the most, 270. VALLEY NATIONAL BANK grew fastest, from 67 to 172. Agriculture was the largest identified equipment category with 456 filings.

8,865

New equipment filings

-45%

Month over month

-10%

Year over year

New equipment filings, last 12 months

Florida, businesses only

16,1418,071Oct 2025: 10,216Oct 25Nov 2025: 14,338Dec 2025: 14,682Jan 2026: 8,605Jan 26Feb 2026: 8,705Mar 2026: 9,457Apr 2026: 9,473AprMay 2026: 9,156Jun 2026: 9,729Jul 2026: 10,408JulAug 2026: 16,141Sep 2026: 8,865Sep
New equipment UCC filings per month in Florida, 12 months to September 2026
2025-1010216
2025-1114338
2025-1214682
2026-018605
2026-028705
2026-039457
2026-049473
2026-059156
2026-069729
2026-0710408
2026-0816141
2026-098865

Top lenders

New filings in September 2026, change from the month before

  1. 1John Deere FinancialCaptive finance270 -7%
  2. 2Kubota CreditCaptive finance232 -11%
  3. 3VALLEY NATIONAL BANKBank172 +157%
  4. 4WEBBANK, ITS SUCCESSORS AND ASSIGNEESBank129 -4%
  5. 5Caterpillar FinancialCaptive finance120 -13%
  6. 6JPMORGAN CHASE BANK, NABank102 +10%
  7. 7DLLIndependent87 -17%
  8. 8PNC BANK, NATIONAL ASSOCIATIONBank82 +12%
  9. 9BANK OF AMERICA, N.A.Bank79 -29%
  10. 10SOUTHSTATE BANK, N.A.Bank75 +14%

Equipment categories

New filings in September 2026

  1. Equipment, type not stated8,078 · 91.1%
    -47% month over month
  2. Agriculture456 · 5.1%
    -14% month over month
  3. Construction266 · 3.0%
    -3% month over month
  4. Manufacturing32 · 0.4%
    -11% month over month
  5. IT & office27 · 0.3%
    +13% month over month
  6. Trucks & trailers4 · 0.0%
    +300% month over month
  7. Medical1 · 0.0%
    0% month over month
  8. Vehicles1 · 0.0%
    -80% month over month

By lender type

Share of filings with a named lender

  1. Other3,572 · 40.6%
  2. Bank2,612 · 29.7%
  3. Independent1,839 · 20.9%
  4. Captive finance765 · 8.7%

Busiest cities

New filings in September 2026

  1. Miami790 · 8.9%
  2. Orlando488 · 5.5%
  3. Tampa416 · 4.7%
  4. Jacksonville284 · 3.2%
  5. Fort Lauderdale185 · 2.1%
  6. Sarasota148 · 1.7%
  7. Naples133 · 1.5%
  8. Fort Myers131 · 1.5%
  9. Boca Raton119 · 1.3%
  10. Kissimmee118 · 1.3%

Use this chart

Free to republish with a link back. The image updates if the month's numbers are revised.

New equipment UCC filings in Florida, 12 months to September 2026
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The businesses behind these filings

Every filing in this report is in the Radar with the business, the equipment and a score for when it's likely to finance again.

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