Updated November 10, 2026
Equipment financing activity in Miami, FL
Miami has 57,919 active UCC filings for equipment across 38,346 businesses, about 1.5 per business, so repeat borrowers are common. 13,107 new filings were recorded in the last 12 months, up 22% on the year before. 13,567 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 23% of the book. The market is spread out: JPMORGAN CHASE BANK, NA leads with 7%, followed by TD BANK, NATIONAL ASSOCIATION at 4%. Banks and credit unions hold 52%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+22% on the year before
New equipment filings by month
Miami, FL, last 24 months. The current month is still coming in.
| 2024-12 | 816 |
|---|---|
| 2025-01 | 831 |
| 2025-02 | 731 |
| 2025-03 | 864 |
| 2025-04 | 941 |
| 2025-05 | 914 |
| 2025-06 | 892 |
| 2025-07 | 912 |
| 2025-08 | 1001 |
| 2025-09 | 920 |
| 2025-10 | 1016 |
| 2025-11 | 1662 |
| 2025-12 | 1786 |
| 2026-01 | 751 |
| 2026-02 | 1007 |
| 2026-03 | 910 |
| 2026-04 | 891 |
| 2026-05 | 856 |
| 2026-06 | 979 |
| 2026-07 | 994 |
| 2026-08 | 1964 |
| 2026-09 | 790 |
| 2026-10 | 791 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- JPMORGAN CHASE BANK, NA1,807 · 6.7%Bank
- TD BANK, NATIONAL ASSOCIATION1,111 · 4.1%Bank
- CITY NATIONAL BANK OF FLORIDA1,066 · 4.0%Bank
- Caterpillar Financial815 · 3.0%Captive finance
- DLL582 · 2.2%Independent
- John Deere Financial557 · 2.1%Captive finance
- Kubota Credit531 · 2.0%Captive finance
- BANK OF AMERICA, N.A.470 · 1.8%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated55,028 · 95.0%
- Construction1,301 · 2.2%
- Agriculture887 · 1.5%
- Manufacturing384 · 0.7%
- IT & office281 · 0.5%
- Vehicles19 · 0.0%
- Trucks & trailers13 · 0.0%
- Medical6 · 0.0%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | BLU Miami | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
94 | GY Miami | Construction 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
94 | COC Miami | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
94 | CON Miami | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
94 | REY Miami | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
94 | QUA Miami | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
94 | QUA Miami | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
94 | AMI Miami | Construction 48 mo old · peak window+35Near the 48-month mark+10 | John Deere Financial Captive finance | Oct 2022 |
Equipment types in Miami
Nearby cities
- Doral5,901
- Coral Gables3,768
- Miami Beach3,519
- Aventura2,001
- Medley1,758
- North Miami1,548
- North Miami Beach1,186
- Cutler Bay871
- Sunny Isles Beach616
- Palmetto Bay425
- Key Biscayne410
- South Miami379
Questions
How many equipment loans are active in Miami, FL?
How many equipment loans in Miami, FL end in the next six months?
Which lenders finance the most equipment in Miami, FL?
What equipment is financed most in Miami, FL?
Is Miami, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 10, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.