Updated November 11, 2026
Vehicles equipment loans ending soon in Florida
Florida has 319 active UCC filings for vehicles across 292 businesses. 40 new filings were recorded in the last 12 months, up 14% on the year before. 66 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 21% of the book. AMERICAN HONDA FINANCE CORPORATION dominates with 24% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+14% on the year before
New equipment filings by month
Florida, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 3 |
| 2025-02 | 3 |
| 2025-03 | 3 |
| 2025-04 | 2 |
| 2025-05 | 6 |
| 2025-06 | 2 |
| 2025-07 | 3 |
| 2025-08 | 2 |
| 2025-09 | 3 |
| 2025-10 | 0 |
| 2025-11 | 4 |
| 2025-12 | 5 |
| 2026-01 | 4 |
| 2026-02 | 2 |
| 2026-03 | 5 |
| 2026-04 | 6 |
| 2026-05 | 2 |
| 2026-06 | 1 |
| 2026-07 | 4 |
| 2026-08 | 5 |
| 2026-09 | 1 |
| 2026-10 | 4 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- AMERICAN HONDA FINANCE CORPORATION75 · 23.5%Captive finance
- GM Financial68 · 21.3%Captive finance
- MERCEDES-BENZ FINANCIAL SERVICES USA LLC46 · 14.4%Captive finance
- Toyota Financial Services41 · 12.9%Captive finance
- Ford Credit40 · 12.5%Captive finance
- NISSAN MOTOR ACCEPTANCE COMPANY LLC37 · 11.6%Captive finance
- HARLEY-DAVIDSON CREDIT CORP.12 · 3.8%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
79 | KEY Key West | Vehicles 36 mo old · peak window+35Near the 36-month mark+10 | NISSAN MOTOR ACCEPTANCE COMPANY LLC Captive finance | Oct 2023 |
79 | FIE Orlando | Vehicles 50 mo old · late window+31Near the 48-month mark+4 | MERCEDES-BENZ FINANCIAL SERVICES USA LLC Captive finance | Aug 2022 |
79 | FIE Orlando | Vehicles 50 mo old · late window+31Near the 48-month mark+4 | MERCEDES-BENZ FINANCIAL SERVICES USA LLC Captive finance | Aug 2022 |
76 | NEW Newport News | Vehicles 37 mo old · peak window+35Near the 36-month mark+7 | AMERICAN HONDA FINANCE CORPORATION Captive finance | Sep 2023 |
74 | EMA Ormond Beach | Vehicles 49 mo old · late window+33Near the 48-month mark+7 | HARLEY-DAVIDSON CREDIT CORP. Captive finance | Sep 2022 |
73 | ALL Miami | Vehicles 38 mo old · peak window+35Near the 36-month mark+4 | MERCEDES-BENZ FINANCIAL SERVICES USA LLC Captive finance | Aug 2023 |
73 | BIJ St. Petersburg | Vehicles 38 mo old · peak window+35Near the 36-month mark+4 | MERCEDES-BENZ FINANCIAL SERVICES USA LLC Captive finance | Aug 2023 |
71 | BIJ St. Petersburg | Vehicles 39 mo old · peak window+35Near the 36-month mark+2 | MERCEDES-BENZ FINANCIAL SERVICES USA LLC Captive finance | Aug 2023 |
Other equipment types
- Agriculture23,681
- Construction15,599
- IT & office2,485
- Manufacturing2,425
- Trucks & trailers136
Questions
How many vehicles loans are active in Florida?
How many vehicles loans in Florida end in the next six months?
Which lenders finance the most vehicles in Florida?
Is Florida equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.