Updated November 11, 2026
Equipment financing activity in Jacksonville, FL
Jacksonville has 18,255 active UCC filings for equipment across 11,810 businesses, about 1.5 per business, so repeat borrowers are common. 4,076 new filings were recorded in the last 12 months, up 12% on the year before. 4,570 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 25% of the book. The market is spread out: John Deere Financial leads with 6%, followed by VYSTAR CREDIT UNION at 3%. Banks and credit unions hold 49%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+12% on the year before
New equipment filings by month
Jacksonville, FL, last 24 months. The current month is still coming in.
| 2024-12 | 297 |
|---|---|
| 2025-01 | 335 |
| 2025-02 | 300 |
| 2025-03 | 268 |
| 2025-04 | 297 |
| 2025-05 | 297 |
| 2025-06 | 276 |
| 2025-07 | 318 |
| 2025-08 | 344 |
| 2025-09 | 311 |
| 2025-10 | 311 |
| 2025-11 | 458 |
| 2025-12 | 526 |
| 2026-01 | 309 |
| 2026-02 | 272 |
| 2026-03 | 327 |
| 2026-04 | 279 |
| 2026-05 | 319 |
| 2026-06 | 288 |
| 2026-07 | 345 |
| 2026-08 | 526 |
| 2026-09 | 284 |
| 2026-10 | 242 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial587 · 5.9%Captive finance
- VYSTAR CREDIT UNION337 · 3.4%Bank
- Caterpillar Financial255 · 2.6%Captive finance
- AMERIS BANK241 · 2.4%Bank
- DLL225 · 2.3%Independent
- FIRST-CITIZENS BANK & TRUST COMPANY195 · 2.0%Bank
- WELLS FARGO BANK, NATIONAL ASSOCIATION191 · 1.9%Bank
- Kubota Credit189 · 1.9%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated16,812 · 92.1%
- Construction579 · 3.2%
- Agriculture574 · 3.1%
- Manufacturing150 · 0.8%
- IT & office120 · 0.7%
- Trucks & trailers11 · 0.1%
- Vehicles8 · 0.0%
- Medical1 · 0.0%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | SUD Jacksonville | Manufacturing 36 mo old · peak window+35Near the 36-month mark+10 | Toyota Industries Commercial Finance Captive finance | Nov 2023 |
94 | D&K Jacksonville | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | CNH Industrial Capital Captive finance | Oct 2023 |
94 | ELE Jacksonville | Construction 48 mo old · peak window+35Near the 48-month mark+10 | John Deere Financial Captive finance | Oct 2022 |
94 | COA Jacksonville | Manufacturing 48 mo old · peak window+35Near the 48-month mark+10 | Toyota Industries Commercial Finance Captive finance | Oct 2022 |
91 | SOU Jacksonville | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | Kubota Credit Captive finance | Sep 2023 |
91 | ALL Jacksonville | Construction 37 mo old · peak window+35Near the 36-month mark+7 | John Deere Financial Captive finance | Sep 2023 |
91 | FLO Jacksonville | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | John Deere Financial Captive finance | Sep 2023 |
91 | COA Jacksonville | Manufacturing 47 mo old · peak window+35Near the 48-month mark+7 | Toyota Industries Commercial Finance Captive finance | Nov 2022 |
Equipment types in Jacksonville
Nearby cities
- Jacksonville Beach653
- Saint Johns437
- Atlantic Beach265
- Neptune Beach179
- St Johns148
- Jax Bch34
- Fruit Cove33
Top lenders in Jacksonville
- John Deere Financial587
- VYSTAR CREDIT UNION337
- Caterpillar Financial255
- AMERIS BANK241
- DLL225
- FIRST-CITIZENS BANK & TRUST COMPANY195
- WELLS FARGO BANK, NATIONAL ASSOCIATION191
- Kubota Credit189
- WELLS FARGO VENDOR FINANCIAL SERVICES, LLC174
- JPMORGAN CHASE BANK, NA168
Questions
How many equipment loans are active in Jacksonville, FL?
How many equipment loans in Jacksonville, FL end in the next six months?
Which lenders finance the most equipment in Jacksonville, FL?
What equipment is financed most in Jacksonville, FL?
Is Jacksonville, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.