UCC Scout

Monthly report

Florida Equipment Finance Report, July 2026

Lenders filed 10,408 new UCC financing statements for business equipment in Florida in July 2026, up 7% from the month before and up 4% on the same month a year earlier. Kubota Credit filed the most, 302. Kubota Credit grew fastest, from 269 to 302. Agriculture was the largest identified equipment category with 551 filings.

10,408

New equipment filings

+7%

Month over month

+4%

Year over year

New equipment filings, last 12 months

Florida, businesses only

14,6827,341Aug 2025: 9,858Aug 25Sep 2025: 9,818Oct 2025: 10,216Nov 2025: 14,338NovDec 2025: 14,682Jan 2026: 8,605Feb 2026: 8,705FebMar 2026: 9,457Apr 2026: 9,473May 2026: 9,156MayJun 2026: 9,729Jul 2026: 10,408Jul
New equipment UCC filings per month in Florida, 12 months to July 2026
2025-089858
2025-099818
2025-1010216
2025-1114338
2025-1214682
2026-018605
2026-028705
2026-039457
2026-049473
2026-059156
2026-069729
2026-0710408

Top lenders

New filings in July 2026, change from the month before

  1. 1Kubota CreditCaptive finance302 +12%
  2. 2John Deere FinancialCaptive finance287 +5%
  3. 3Caterpillar FinancialCaptive finance181 +21%
  4. 4WEBBANK, ITS SUCCESSORS AND ASSIGNEESBank129 -4%
  5. 5JPMORGAN CHASE BANK, NABank104 -26%
  6. 6PNC BANK, NATIONAL ASSOCIATIONBank103 +24%
  7. 7DLLIndependent100 -17%
  8. 8BANK OF AMERICA, N.A.Bank91 +14%
  9. 9NEWTEK BANK, NATIONAL ASSOCIATIONBank88 +38%
  10. 10VALLEY NATIONAL BANKBank82 -28%

Equipment categories

New filings in July 2026

  1. Equipment, type not stated9,475 · 91.0%
    +7% month over month
  2. Agriculture551 · 5.3%
    +7% month over month
  3. Construction319 · 3.1%
    +7% month over month
  4. IT & office29 · 0.3%
    -17% month over month
  5. Manufacturing27 · 0.3%
    -32% month over month
  6. Vehicles4 · 0.0%
    +300% month over month
  7. Trucks & trailers3 · 0.0%
    -25% month over month

By lender type

Share of filings with a named lender

  1. Other4,596 · 44.6%
  2. Bank2,762 · 26.8%
  3. Independent2,042 · 19.8%
  4. Captive finance912 · 8.8%

Busiest cities

New filings in July 2026

  1. Miami994 · 9.6%
  2. Orlando441 · 4.2%
  3. Tampa435 · 4.2%
  4. Jacksonville345 · 3.3%
  5. Kissimmee177 · 1.7%
  6. Fort Lauderdale173 · 1.7%
  7. Boca Raton156 · 1.5%
  8. Naples156 · 1.5%
  9. Gainesville154 · 1.5%
  10. Fort Myers141 · 1.4%

Use this chart

Free to republish with a link back. The image updates if the month's numbers are revised.

New equipment UCC filings in Florida, 12 months to July 2026
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The businesses behind these filings

Every filing in this report is in the Radar with the business, the equipment and a score for when it's likely to finance again.

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Other months

Florida data

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