Updated November 11, 2026
Equipment financing activity in Tampa, FL
Tampa has 23,998 active UCC filings for equipment across 15,434 businesses, about 1.6 per business, so repeat borrowers are common. 5,429 new filings were recorded in the last 12 months, up 11% on the year before. 5,736 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. The market is spread out: VALLEY NATIONAL BANK leads with 7%, followed by JPMORGAN CHASE BANK, NA at 3%. Banks and credit unions hold 53%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+11% on the year before
New equipment filings by month
Tampa, FL, last 24 months. The current month is still coming in.
| 2024-12 | 387 |
|---|---|
| 2025-01 | 353 |
| 2025-02 | 373 |
| 2025-03 | 372 |
| 2025-04 | 375 |
| 2025-05 | 412 |
| 2025-06 | 392 |
| 2025-07 | 402 |
| 2025-08 | 430 |
| 2025-09 | 437 |
| 2025-10 | 535 |
| 2025-11 | 663 |
| 2025-12 | 574 |
| 2026-01 | 375 |
| 2026-02 | 352 |
| 2026-03 | 405 |
| 2026-04 | 404 |
| 2026-05 | 392 |
| 2026-06 | 414 |
| 2026-07 | 435 |
| 2026-08 | 756 |
| 2026-09 | 416 |
| 2026-10 | 379 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- VALLEY NATIONAL BANK976 · 7.4%Bank
- JPMORGAN CHASE BANK, NA453 · 3.4%Bank
- THE BANK OF TAMPA371 · 2.8%Bank
- BANK OF AMERICA, N.A.342 · 2.6%Bank
- Caterpillar Financial268 · 2.0%Captive finance
- CONSTRUCTION LOAN SERVICES II, LLC264 · 2.0%Independent
- PNC BANK, NATIONAL ASSOCIATION243 · 1.8%Bank
- DLL219 · 1.7%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated22,904 · 95.4%
- Construction452 · 1.9%
- Agriculture315 · 1.3%
- IT & office159 · 0.7%
- Manufacturing151 · 0.6%
- Vehicles11 · 0.0%
- Trucks & trailers6 · 0.0%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | SUN Tampa | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Nov 2023 |
94 | SUN Tampa | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Nov 2023 |
94 | F G Tampa | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
91 | ODM Tampa | Construction 37 mo old · peak window+35Near the 36-month mark+7 | John Deere Financial Captive finance | Sep 2023 |
91 | GAR Tampa | Construction 37 mo old · peak window+35Near the 36-month mark+7 | JCB FINANCE Captive finance | Sep 2023 |
91 | MIL Tampa | Construction 47 mo old · peak window+35Near the 48-month mark+7 | Caterpillar Financial Captive finance | Nov 2022 |
91 | YZE Tampa | Manufacturing 47 mo old · peak window+35Near the 48-month mark+7 | Toyota Industries Commercial Finance Captive finance | Nov 2022 |
91 | YZE Tampa | Manufacturing 47 mo old · peak window+35Near the 48-month mark+7 | Toyota Industries Commercial Finance Captive finance | Nov 2022 |
Equipment types in Tampa
Questions
How many equipment loans are active in Tampa, FL?
How many equipment loans in Tampa, FL end in the next six months?
Which lenders finance the most equipment in Tampa, FL?
What equipment is financed most in Tampa, FL?
Is Tampa, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.