Updated November 11, 2026
Equipment financing activity in Topping, VA
Topping has 26 active UCC filings for equipment across 18 businesses. 8 new filings were recorded in the last 12 months, down 20% on the year before. 4 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 15% of the book. The market is spread out: John Deere Financial leads with 19%, followed by Chesapeake Bank at 19%. Agriculture is the largest equipment type, at 19%. Banks and credit unions hold 52%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-20% on the year before
New equipment filings by month
Topping, VA, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 2 |
| 2025-02 | 1 |
| 2025-03 | 0 |
| 2025-04 | 1 |
| 2025-05 | 0 |
| 2025-06 | 1 |
| 2025-07 | 2 |
| 2025-08 | 1 |
| 2025-09 | 0 |
| 2025-10 | 1 |
| 2025-11 | 2 |
| 2025-12 | 0 |
| 2026-01 | 0 |
| 2026-02 | 2 |
| 2026-03 | 1 |
| 2026-04 | 0 |
| 2026-05 | 0 |
| 2026-06 | 0 |
| 2026-07 | 0 |
| 2026-08 | 0 |
| 2026-09 | 4 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial4 · 19.0%Captive finance
- Chesapeake Bank4 · 19.0%Bank
- Caterpillar Financial3 · 14.3%Captive finance
- Blue Ridge Bank NA3 · 14.3%Bank
- Bank
- Wells Fargo Bank, N.A.1 · 4.8%Bank
- HOMETRUST BANK1 · 4.8%Bank
- Innovation Finance USA LLC1 · 4.8%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated14 · 53.8%
- Agriculture5 · 19.2%
- Blanket liens3 · 11.5%
- Construction3 · 11.5%
- Vehicles1 · 3.8%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
89 | WHW Topping | Agriculture 49 mo old · late window+33Near the 48-month mark+7 | Kubota Credit Captive finance | Sep 2022 |
64 | WHW Topping | Agriculture 29 mo old · early+15Active, no continuation+10 | John Deere Financial Captive finance | May 2024 |
64 | Atl Topping | Equipment 41 mo old · peak window+35Active, no continuation+10 | HOMETRUST BANK Bank | May 2023 |
56 | Gar Topping | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | BLUE RIDGE BANK, N.A. Bank | Sep 2023 |
49 | WHW Topping | Construction 12 mo old · too earlyActive, no continuation+10 | Caterpillar Financial Captive finance | Oct 2025 |
49 | WHW Topping | Construction 18 mo old · too earlyActive, no continuation+10 | Caterpillar Financial Captive finance | Apr 2025 |
40 | Tot Topping | Vehicles 1 mo old · too earlyActive, no continuation+10 | Not listed | Sep 2026 |
37 | Reg Topping | Equipment 54 mo old · late window+23Active, no continuation+10 | Blue Ridge Bank NA Bank | May 2022 |
Nearby cities
- Midlothian1,357
- Williamsburg1,186
- Mechanicsville937
- Powhatan800
- Rockville239
- Mineral213
- Sandston192
- Toano177
- Moseley172
- Manakin Sabot165
- Montpelier159
- Providence Forge142
Questions
How many equipment loans are active in Topping, VA?
How many equipment loans in Topping, VA end in the next six months?
Which lenders finance the most equipment in Topping, VA?
What equipment is financed most in Topping, VA?
Is Topping, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.