Updated November 11, 2026
Equipment financing activity in The Plains, VA
The Plains has 63 active UCC filings for equipment across 37 businesses, about 1.7 per business, so repeat borrowers are common. 15 new filings were recorded in the last 12 months, up 25% on the year before. 14 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 22% of the book. The market is spread out: Caterpillar Financial leads with 16%, followed by John Deere Financial at 14%. Agriculture is the largest equipment type, at 14%. Captive finance arms of the manufacturers write 41% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+25% on the year before
New equipment filings by month
The Plains, VA, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 2 |
| 2025-03 | 0 |
| 2025-04 | 2 |
| 2025-05 | 0 |
| 2025-06 | 0 |
| 2025-07 | 3 |
| 2025-08 | 1 |
| 2025-09 | 2 |
| 2025-10 | 1 |
| 2025-11 | 0 |
| 2025-12 | 1 |
| 2026-01 | 0 |
| 2026-02 | 1 |
| 2026-03 | 3 |
| 2026-04 | 3 |
| 2026-05 | 3 |
| 2026-06 | 1 |
| 2026-07 | 0 |
| 2026-08 | 2 |
| 2026-09 | 1 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial7 · 15.9%Captive finance
- John Deere Financial6 · 13.6%Captive finance
- Western Equipment Finance6 · 13.6%Independent
- Apple Federal Credit Union4 · 9.1%Bank
- Kubota Credit2 · 4.5%Captive finance
- Snap-on Credit2 · 4.5%Captive finance
- Independent
- Truist Bank2 · 4.5%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated44 · 69.8%
- Agriculture9 · 14.3%
- Construction8 · 12.7%
- Blanket liens2 · 3.2%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
69 | MON The Plains | Construction 43 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | Mar 2023 |
69 | MON The Plains | Construction 44 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | Feb 2023 |
66 | ARM The Plains | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | Western Equipment Finance Independent | Sep 2023 |
66 | HIG The Plains | Construction 47 mo old · peak window+35Near the 48-month mark+7 | Komatsu Financial Captive finance | Nov 2022 |
64 | HIG The Plains | Agriculture 40 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Jun 2023 |
64 | HIG The Plains | Agriculture 40 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Jun 2023 |
62 | ROS The Plains | Agriculture 34 mo old · early+29Near the 36-month mark+4 | Kubota Credit Captive finance | Dec 2023 |
59 | ARM The Plains | Equipment 50 mo old · late window+31Near the 48-month mark+4 | Western Equipment Finance Independent | Aug 2022 |
Nearby cities
- Manassas2,914
- Sterling2,248
- Chantilly1,668
- Herndon1,544
- Leesburg1,412
- Ashburn1,366
- Reston1,288
- Warrenton818
- Gainesville570
- Centreville501
- Purcellville431
- Haymarket410
Questions
How many equipment loans are active in The Plains, VA?
How many equipment loans in The Plains, VA end in the next six months?
Which lenders finance the most equipment in The Plains, VA?
What equipment is financed most in The Plains, VA?
Is The Plains, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.