Updated November 11, 2026
Equipment financing activity in Stafford, VA
Stafford has 938 active UCC filings for equipment across 676 businesses. 188 new filings were recorded in the last 12 months, up 11% on the year before. 207 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 22% of the book. The market is spread out: Automotive Finance Corporation leads with 5%, followed by John Deere Financial at 4%. Banks and credit unions hold 47%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+11% on the year before
New equipment filings by month
Stafford, VA, last 24 months. The current month is still coming in.
| 2024-12 | 12 |
|---|---|
| 2025-01 | 15 |
| 2025-02 | 10 |
| 2025-03 | 19 |
| 2025-04 | 8 |
| 2025-05 | 11 |
| 2025-06 | 23 |
| 2025-07 | 12 |
| 2025-08 | 13 |
| 2025-09 | 13 |
| 2025-10 | 15 |
| 2025-11 | 15 |
| 2025-12 | 32 |
| 2026-01 | 12 |
| 2026-02 | 16 |
| 2026-03 | 11 |
| 2026-04 | 20 |
| 2026-05 | 9 |
| 2026-06 | 10 |
| 2026-07 | 18 |
| 2026-08 | 18 |
| 2026-09 | 18 |
| 2026-10 | 16 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Automotive Finance Corporation20 · 4.8%Independent
- John Deere Financial15 · 3.6%Captive finance
- M&T Bank15 · 3.6%Bank
- NEXTGEAR CAPITAL, INC.11 · 2.6%Independent
- Truist Bank11 · 2.6%Bank
- Oakmont Capital Holdings LLC11 · 2.6%Independent
- Independent
- DLL9 · 2.1%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated843 · 89.9%
- Blanket liens46 · 4.9%
- Construction24 · 2.6%
- Agriculture11 · 1.2%
- Vehicles5 · 0.5%
- Trucks & trailers4 · 0.4%
- IT & office3 · 0.3%
- Manufacturing1 · 0.1%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
91 | H G Stafford | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | John Deere Financial Captive finance | Sep 2023 |
88 | H G Stafford | Agriculture 38 mo old · peak window+35Near the 36-month mark+4 | John Deere Financial Captive finance | Aug 2023 |
84 | Kel Stafford | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | Carter Machinery Company, Incorporated Other | Oct 2022 |
84 | NPN Stafford | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Oct 2022 |
83 | AIS Stafford | Construction 46 mo old · peak window+35Near the 48-month mark+4 | John Deere Financial Captive finance | Dec 2022 |
79 | BCA Stafford | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
78 | Dal Stafford | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | Commercial Credit Group Inc. on behalf of itself and on behalf of all Affiliates of CCI Independent | Sep 2023 |
76 | FEM Stafford | Equipment 39 mo old · peak window+35Near the 36-month mark+2 | M&T EQUIPMENT FINANCE CORPORATION Independent | Jul 2023 |
Nearby cities
- Spotsylvania389
- Ruther Glen214
- Tappahannock158
- Locust Grove156
- Warsaw109
- Woodford108
- Milford85
- Lancaster80
- Montross78
- White Stone76
- Unionville56
- Reedville43
Top lenders in Stafford
- Automotive Finance Corporation20
- John Deere Financial15
- M&T Bank15
- NEXTGEAR CAPITAL, INC.11
- Truist Bank11
- Oakmont Capital Holdings LLC11
- Commercial Credit Group Inc. on behalf of itself and on behalf of all Affiliates of CCI9
- DLL9
- Sandy Spring Bank9
- Bank of America, N.A., as Collateral Agent8
Questions
How many equipment loans are active in Stafford, VA?
How many equipment loans in Stafford, VA end in the next six months?
Which lenders finance the most equipment in Stafford, VA?
What equipment is financed most in Stafford, VA?
Is Stafford, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.